FIRECalc: Retirement Planner
Timothy DeGraff Finance iPhoneiPadiPod touch
FIRECalc: Retirement Planner is a free Finance app for iPhone and iPad by Timothy DeGraff. Rated 4.6/5 from 10 ratings. Requires iOS 15.0.
- Rating
- 4.6
- 10 ratings
- Price
- Free
- on the App Store
- Size
- 18 MB
- Age 4+
- Updated
- Feb 1
- 2026 · v1.2
Screenshots
About FIRECalc: Retirement Planner
FIRECalc: The Custom Engine for Financial Independence Are you on track to retire early? Or are you just guessing? Most retirement apps rely on elementary math like the "4% Rule," assuming you will withdraw the exact same amount every year. FIRECalc was designed to customize your retirement runway in a way that other calculators miss by running thousands of market simulations against your specific budget, all with a sleek and easy to use interface. WHY UPGRADE TO PREMIUM? The base app includes powerful features like investment tracking, budget tracking, growth plans, 5 year retirement Burndown optimization, and government aid calculators including Medicaid and SNAP (food stamps). But when you upgrade to FIRECalc Premium, you unlock a custom FIRE Burndown Engine that acts as your personal financial pilot: Smart Drawdown Strategy: We don’t just tell you if you can retire; we tell you how. Our engine calculates the perfect order to withdraw funds—Cash, Roth, 401k, Crypto—to minimize taxes and maximize longevity. Definitive Answers: Get data-backed answers to your most important questions: What is my exact Retirement Age? What if I work 1 more year, or 1 less? What is my safe Annual Budget? And precisely How Long Will It Last? Unlock Hidden Income: Unlike traditional calculators, we factor in potential Government Aid (like ACA subsidies or SNAP for all 50 states) during your "gap years," effectively extending your portfolio's life. Secure Cloud Sync: Your data syncs securely across all your Apple devices via iCloud. Your plan is safe even if you lose your device. KEY FEATURES Multi-Asset Tracking: Full support for 401k, Roth IRA, HSA, Crypto, Metals, and Real Estate. Flexible Scenarios: Test "Lean FIRE" vs "Fat FIRE" budgets instantly. Download FIRECalc today. You may be closer to freedom than you think. NOTE: this app is not intended to impersonate the identity of any government agency. It is not possible to apply for SNAP/EBT Benefits or Medicaid/ACA/Medicare via this app. This app is only intended to give an estimated calculation only based on public information on federal and state websites. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & reviews
4.6
10 ratings
What’s new
Version 1.2 · Updated February 1, 2026
- Added functionality for premium users to select bond ratio in investment accounts - Added option for premium users to turn off SNAP (helps users outside of US, or those who don’t want to use SNAP despite eligibility) - Added end date for income cards. Allows users to include temporary income in retirement (e.g. Barista-FIRE job)
App privacy
The developer, Timothy DeGraff, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to FIRECalc: Retirement Planner
Looking for apps like FIRECalc: Retirement Planner? Here are 6 similar apps on the App Store. The highest rated is Retirement Advisor (5.0/5), and all 6 are free to download.
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NestPlan Retirement Planner
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| App | Rating | Price | Last updated |
|---|---|---|---|
| FIRECalc: Retirement Planner | 4.6 / 5 (10 ratings) | Free | February 1, 2026 |
| Retirement Advisor | 5.0 / 5 (6) | Free | Sep 15, 2026 |
| FIREcalc: Early Retirement Age | 4.8 / 5 (12) | Free | Jun 6, 2026 |
| Retire Early Calc: FIRE Plan | 4.0 / 5 (1) | Free | Mar 15, 2026 |
| RetireSure Simulator | 5.0 / 5 (3) | Free | Aug 9, 2026 |
| Retirement Calculator: CoastIQ | 4.4 / 5 (9) | Free | Aug 19, 2026 |
| NestPlan Retirement Planner | 5.0 / 5 (4) | Free | Aug 12, 2026 |