Cobalt: AI Finance & Budgeting
Cobalt Personal Finance Inc. Finance iPhoneiPadiPod touch
Cobalt: AI Finance & Budgeting is a free Finance app for iPhone and iPad by Cobalt Personal Finance Inc. Rated 5.0/5 from 1 ratings. Requires iOS 26.1.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 55 MB
- Age 12+
- Updated
- Jun 30
- 2026 · v1.3.1
Screenshots
About Cobalt: AI Finance & Budgeting
Cobalt is an AI-powered personal finance management app designed to be the easiest way to understand and track your finances. Designed to be simple and powerful, Cobalt uses AI to handle the heavy lifting: automatic categorization, personalized insights, and clear financial overviews so you can stay on top of your money. Connect your accounts and get a complete view of your financial life in one place. Ask questions about your spending, track trends, and better understand your finances. Key Features: All Accounts, One View: Link bank accounts, credit cards, and investments to see your full financial picture. AI-Powered Insights: Understand your spending patterns and financial trends with intelligent insights. Smart Categorization: Automatically organized transactions with clean, readable labels. Net Worth Tracking: Monitor your financial progress over time with intuitive charts. Market Insights: Stay informed with relevant news and information about companies you follow. Privacy First: We never sell your data and use secure providers like Plaid and Snaptrade for account connections. Cobalt is also available on the web at try-cobalt.com. Cobalt is a personal finance management tool and does not provide financial, investment, or lending services. Privacy Policy: https://www.cobaltpf.com/privacy Terms: https://www.cobaltpf.com/privacy
What’s new
Version 1.3.1 · Updated June 30, 2026
More networth bugs and removed news data
App privacy
The developer, Cobalt Personal Finance Inc., reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Location: Coarse Location
- Contact Info: Email Address, Name, Phone Number
- User Content: Customer Support, Other User Content, Photos or Videos
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
- Financial Info: Payment Info, Credit Info, Other Financial Info
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Diagnostics: Other Diagnostic Data, Performance Data
Used for: Analytics, Product Personalization, App Functionality
Alternatives to Cobalt: AI Finance & Budgeting
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Cobalt: AI Finance & Budgeting | 5.0 / 5 (1 rating) | Free | June 30, 2026 | |
| ShadowAlpha AI | – | Free | Sep 16, 2026 | Compare |
| WattShift | 5.0 / 5 (1) | Free | Jan 3, 2025 | Compare |
| WheelAI: Options Wheel Tracker | – | Free | May 31, 2026 | Compare |
| VYSTA: Multi-Broker Tracker | 5.0 / 5 (19) | Free | Oct 20, 2026 | Compare |
| Networthy: Net Worth Tracker | – | Free | May 5, 2026 | Compare |
| Alpheva AI: Financial Advisor | 4.3 / 5 (118) | Free | Sep 8, 2026 | Compare |