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  • SplitStack screenshot 1
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About SplitStack

SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at [email protected].

What’s new

Version 1.0.5 · Updated August 31, 2026

Version 1.0.5 improves clarity, usability and reliability throughout SplitStack. What’s new: • Payment links now clearly display the participant’s name, Stack name, currency and exact total before continuing to Apple Pay or card payment. • Payment screens now provide clearer progress updates while secure payment details are opening, payments are being authorised and transactions are being confirmed. • Fee breakdowns now provide a clearer explanation of processing fees, SplitStack fees and total per person charges. • Participant rows now display each person’s complete final total, including allocated fees, so the amounts shown match what each person will pay. • Final totals can be adjusted more clearly while SplitStack keeps the overall Stack total accurate. • Organiser labels, participant layouts and action buttons have been refined for a cleaner and more consistent experience. • Dark mode styling has been improved across Create Stack, Add Participants and Review Split. • Travel Mode destination and currency information has been simplified and clarified. • Accessibility, loading states, payment safeguards and general app reliability have been improved.

App privacy

The developer, Specialee Pty Ltd, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Location: Precise Location
  • Contact Info: Email Address, Name, Phone Number
  • Identifiers: User ID

Used for: App Functionality

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