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Screenshots

  • Rafin screenshot 1
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About Rafin

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

What’s new

Version 1.0.7 · Updated February 2, 2026

Minor Improvements and bug fixes

App privacy

The developer, Ranjan Goyal, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Financial Info: Payment Info, Other Financial Info
  • Contact Info: Email Address, Name
  • User Content: Other User Content, Photos or Videos
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Other Usage Data

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Rafin

Looking for apps like Rafin? Here are 6 similar apps on the App Store. The highest rated is Trackwallet: Budget & Expenses (5.0/5), and all 6 are free to download.

Rafin vs. alternatives
App Rating Price Last updated Compare
Rafin – Free February 2, 2026
RozKharcha – Free Oct 18, 2026 Compare
Show Me My Money – Free Feb 12, 2024 Compare
FairSplitter – Free Apr 4, 2026 Compare
Finplify – Free May 18, 2026 Compare
PAREMIT – Free Aug 25, 2025 Compare
Trackwallet: Budget & Expenses 5.0 / 5 (2) Free Oct 19, 2026 Compare

Compare Rafin with the top alternatives: ratings, updates, ASO score and keyword gaps →