Penny: Track Personal Finance

Penny is the app that makes looking at your money feel like something you're doing for yourself, not something being done to you. See your complete financial picture: net worth, accounts, spending, budgets, investments, and cash flow. Track where your money goes, plan what comes next, and watch your progress without the overwhelm or judgment. Penny doesn't tell you what to do with your money. It gives you clarity and lets you decide. Whether you're saving toward something, paying down debt, or building better habits, Penny meets you where you are. No guilt. No pressure. Just honest progress. Key features: • Dashboard with net worth and spending overview • Weekly and monthly budget planning • Transaction tracking and category insights • Debt payoff tools (Snowball and Avalanche methods) • Linked account support for complete visibility • Investment tracking • Cash flow analysis Every little bit counts, and so does clarity. Terms of Use: https://pennyfinance.net/terms