Firma - Swiss Money

The business account for companies that move money across borders. CHF, EUR, USD, GBP, CAD, MXN, and BRL accounts in your company's name. SIC, Swiss QR, SEPA, SWIFT, ACH, Fedwire, FedNow, and stablecoins on Ethereum and Solana, all from one balance. No branch, no appointment. Built for founders, finance teams, and crypto-native companies. — Verified in Days, Not Weeks — Open an account in your company's name: AG, GmbH, LLC, partnership, and more. Verification takes about two days. If we can't verify your company, there's nothing to pay. — Get Paid. Pay Anyone. — Customers pay your account numbers by bank transfer, card, or stablecoin. Pay suppliers and taxes with Swiss QR-bills, SEPA, SWIFT, ACH, or Fedwire. Every fee is shown before you send. — One Balance, Every Currency — Hold francs, euros, dollars, and stablecoins on one ledger. Convert at the Reuters rate, not with a markup buried in a bank quote. Receiving money is free. — Bills and Expenses, Handled — Email a QR-bill or snap a photo. It's read, categorized, and held until you approve, and then the payment goes out in one tap. Monthly statements make reconciling easy. — Secure by Design — Two-factor authentication on every account, and nothing moves until you approve it. — Regulated, Not a Bank — Firma is operated from Zug and is a member of VQF, a Swiss self-regulatory organization recognized by FINMA, and is registered as an MSB abroad. Firma is not a bank. Banking services are provided through partner banks. Balances on Firma are digital stablecoin tokens, not bank deposits, and are not covered by Swiss depositor protection (esisuisse).