Finviro: Freelancer Finance

Finviro: Freelancer Finance Know what's pending, what's cleared, and your true cash position. BUILT FOR IRREGULAR INCOME You invoice a client today, but the payment may arrive next week. Meanwhile, bills are already due. Most finance apps only show your current bank balance. Finviro helps you understand what has cleared, what is still pending, and what you can safely spend. PENDING VS CLEARED INCOME See your income in two clear views: Pending — Money earned or invoiced but not yet received, including freelance platform earnings, client invoices, creator payouts, and other incoming payments. Cleared — Money that has arrived and is ready to use. CASH FLOW CALENDAR View when income is expected to arrive and plan upcoming expenses around your actual cash flow. MULTI-CURRENCY SUPPORT Track income in USD, GBP, EUR, PKR, AED, INR, and more. Finviro converts financial information into your preferred currency so you can understand your overall position without manual calculations. EXPENSE TRACKING Record expenses by typing or using voice input. Transactions can be categorized, searched, filtered, and edited in one place. INCOME FROM MULTIPLE SOURCES Track earnings from: - Freelance platforms such as Upwork, Fiverr, and Toptal - Direct clients and invoices - Contractor and commission-based work - Creator payouts and sponsorships - Gig-work platforms - Other custom income sources INVOICE GENERATOR Create and share professional PDF invoices with client, project, payment, and status details. BUDGET PLANNING Create budgets suited to irregular income. Review spending by category through visual charts and progress indicators. BANK STATEMENT IMPORT Upload supported PDF bank statements to extract and categorize transactions. MULTI-ACCOUNT MANAGEMENT Create and manage accounts for freelance platforms, payment services, local banks, cash, checking, and savings. SAVINGS BUFFERS Reserve a fixed amount or percentage within an account. Reserved funds are excluded from your safe-to-spend balance, helping you set aside money for taxes, emergencies, or other goals. RECURRING TRANSACTIONS Track recurring income and expenses such as retainers, subscriptions, rent, and utility payments. FINANCIAL ANALYTICS Review income versus expenses, savings growth, projected balances, account summaries, and personalized financial insights. SECURITY AND PRIVACY Financial information is protected using encryption in transit. Your financial data remains under your control. WHO FINVIRO IS FOR Finviro is designed for freelancers, independent contractors, commission-based professionals, content creators, gig workers, and anyone managing irregular income from multiple sources. Free to start. A Premium plan is available for higher usage limits and advanced features. Questions? Contact [email protected] Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/