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  • My Expense Tracker Plus screenshot 1
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About My Expense Tracker Plus

My Expense Tracker Plus helps you take complete control of your personal finances — simply, privately, and entirely on your device. Track your daily income, expenses, and savings with ease. Get monthly summaries, yearly overviews, and meaningful insights that help you understand exactly where your money goes. KEY FEATURES Income, Expense and Savings Tracking Record every transaction in seconds. View monthly and yearly summaries with visual charts and breakdowns. Monthly Budgets Set spending limits for each category. Get alerted when you're approaching or exceeding your budget. 50/30/20 Rule Understand your Needs, Wants, and Savings split, and customize the percentages to match your lifestyle. Recurring Transactions Set up salary, rent, SIP, or any regular payment once. The app automatically generates them every month. EMI and Loan Tracker Track personal loans, home loans, or any EMI. See outstanding balance, progress, and the impact of part payments. Bill Reminders Never miss a due date. Get notified 48 hours, 24 hours, and on the due day. Mark bills as paid with one tap. Savings Goals Create goals such as an emergency fund, car, or vacation. Track contributions and monitor your progress. Net Worth Track all assets, including bank accounts, investments, and property, alongside liabilities for a complete financial picture. Category Trends Analyze spending patterns across 3, 6, or 12 months by category to understand where your money goes. India Financial Year View Review April to March financial year summaries, designed specifically for Indian users. Monthly Diary Write personal notes each month about your finances, decisions, and goals. Full Backup and Restore Export all your data, including transactions, budgets, loans, bills, goals, assets, and diary entries, as a JSON file. Restore on a new device anytime. CSV Export Export transactions for accounting, tax filing, or spreadsheet analysis. 100% Private All data stays on your device. No accounts, no cloud, no tracking, and no ads. My Expense Tracker Plus is built for anyone who wants a powerful yet simple personal finance app, designed with Indian users in mind.

What’s new

Version 3.0 · Updated April 21, 2026

What’s New in Version 3.0 A major upgrade focused on giving you complete control and clarity over your money — fully offline and private. NEW — Smart Insights & Financial Guidance • Intelligent insights that go beyond tracking — understand what’s happening and what to do next • EMI awareness and early payoff suggestions • Savings goal tracking with progress and guidance • Smarter alerts based on your real spending patterns NEW — People & Family Money Tracking • Track money lent and borrowed with full history • Partial repayments and settlement tracking • Family account support with flexible tracking modes IMPROVED — Transfers & Account Management • More accurate handling of money movement across wallets • Better clarity between transfers, expenses, and savings • Improved credit card tracking with limits and due awareness ENHANCED — Reports & Predictions • More accurate monthly forecasts based on budgets and recurring activity • Improved category tracking and normalization • Better financial year and trend analysis RELIABILITY & PERFORMANCE • Extensive improvements across core calculations and data handling • Stronger backup and restore reliability • Smoother overall experience As always: • 100% offline — your data stays on your device • No ads. No tracking. No account required Thank you for using My Expense Tracker Plus

App privacy

The developer, Karunakaran Pachaiappan, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to My Expense Tracker Plus

Looking for apps like My Expense Tracker Plus? Here are 6 similar apps on the App Store. The highest rated is Cashin': Daily Finance Tracker (5.0/5), and all 6 are free to download.

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