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  • Wise money manager - Spendwise screenshot 1
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About Wise money manager - Spendwise

Take control of your money with SpendWise a simple, powerful personal finance app designed to help you understand your spending, plan your budget, and reach your financial goals. Whether you want to track daily expenses, manage your salary, control your budget, or build your savings, SpendWise puts everything you need in one place. TRACK EVERY EXPENSE Know exactly where your money goes. Quickly record income, expenses, and transfers, organize transactions by category, and keep your accounts up to date. CREDIT CARD CONTROL Stay ahead of your credit cards. Track balances, credit limits, settlement dates, and payment dates in one place. Know what's due, monitor your card usage, and plan ahead for upcoming payments. SMART ANALYTICS Your transactions tell a story. SpendWise turns your everyday spending into meaningful insights that help you spot patterns, understand your habits, track your progress, and make smarter decisions with your money. See where your money is going today—and what it could mean for tomorrow. SMART BUDGETING Set budgets for the categories that matter most. See how much you've spent, what you have left, and where you're getting close to your limits before your spending gets out of control. UNDERSTAND YOUR SPENDING Turn your transactions into useful insights. Explore spending trends, category breakdowns, income vs. expenses, and your financial progress with clear, easy-to-understand analytics. PLAN AHEAD Recurring bills and installment payments shouldn't come as a surprise. Keep track of upcoming commitments and understand how they can affect your available money. BUILD YOUR SAVINGS Create savings goals, set targets, and track your progress over time. Turn bigger financial goals into something you can actually work toward. KNOW YOUR NET WORTH See the bigger picture of your finances. Track your assets, liabilities, and net worth over time to understand how your financial position is changing. MANAGE YOUR MONEY YOUR WAY • Multiple accounts and credit cards • Custom income and expense categories • Recurring transactions • Installment payments • Category budgets • Savings goals • Net worth tracking • Financial forecasting • Salary and pay-period planning • Spending analytics • Notifications and reminders • Backup and restore • CSV and Excel export • Multiple currencies • Dark mode • Multiple languages PRIVATE BY DESIGN Your finances are personal. SpendWise is built to keep your financial information under your control, with features designed around privacy and local data management. MAKE EVERY MONTH COUNT SpendWise isn't about making you stop spending. It's about helping you understand your money so you can spend with confidence, save with purpose, and make better financial decisions. Download SpendWise and start taking control of your money today.

What’s new

Version 1.7.7 · Updated September 12, 2026

• Automatic cloud backup • Performance improvements • User Experience improvements

App privacy

The developer, Emmito (Pvt) Ltd, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID
  • Usage Data: Advertising Data
  • Diagnostics: Crash Data, Performance Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Advertising Data
  • Diagnostics: Crash Data, Performance Data

Used for: Third-Party Advertising

Alternatives to Wise money manager - Spendwise

Looking for apps like Wise money manager - Spendwise? Here are 6 similar apps on the App Store. The highest rated is Budget Hive (5.0/5), and 4 of the 6 are free to download.

Wise money manager - Spendwise vs. alternatives
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Wise money manager - Spendwise – Free September 12, 2026
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PackAging Wallet – 0.99 USD Mar 30, 2026
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Check Split and Tip Calculator 5.0 / 5 (4) Free Sep 21, 2026