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  • Mortgate Planner screenshot 1
  • Mortgate Planner screenshot 2
  • Mortgate Planner screenshot 3
  • Mortgate Planner screenshot 4

About Mortgate Planner

Take control of your financial future with Mortgage Planner, the comprehensive app designed for managing complex multi-phase loans with precision and clarity. Whether you're planning a mortgage, auto loan, personal loan, or any other financing arrangement, Mortgage Planner gives you the tools to visualize, simulate, and track every aspect of your loan journey. KEY FEATURES MULTI-PHASE LOAN MODELING • Create unlimited loan phases to model complex financing scenarios • Visual timeline showing all phases at a glance • Phase templates for quick setup • Support for varying interest rates, terms, and payment structures POWERFUL SIMULATION ENGINE • Real-time interest rate risk analysis • Explore "what-if" scenarios instantly • Compare different loan strategies side-by-side • Understand the long-term impact of rate changes ADVANCED VISUALIZATIONS • Payment trend charts showing how payments evolve • Balance curves tracking principal reduction over time • Cumulative interest graphs revealing total borrowing costs • Interactive charts with detailed breakdowns PAYMENT TRACKING & CALENDAR • Visual payment calendar with tracking capabilities • Payment reminders via local notifications • Mark payments as completed • Stay on top of your obligations effortlessly EXPORT & SHARE • Export payment schedules to CSV for spreadsheet analysis • Generate professional PDF reports for printing or sharing • Keep records for tax purposes or financial planning EDUCATIONAL RESOURCES • Built-in glossary explaining financial terms • Helpful tooltips throughout the app • Empower yourself with financial knowledge PRIVACY & CONTROL • All data stored locally on your device • Optional Google Drive sync for backup • No account required to get started • Your financial data stays private BEAUTIFUL & INTUITIVE • Clean, modern interface • Light and dark themes • Smooth animations and transitions • Available in 9 languages PERFECT FOR: • Homebuyers planning mortgage payments • Auto loan shoppers comparing financing options • Anyone managing personal or business loans • Financial advisors helping clients understand loan structures • Students learning about amortization and interest WHY MORTGAGE PLANNER? Most loan calculators give you a simple monthly payment number. Mortgage Planner goes deeper, helping you understand the complete picture: how your balance decreases over time, how much interest you'll pay in total, and how different scenarios impact your financial future. With support for complex multi-phase loans, you can model real-world situations like adjustable-rate mortgages, graduated payment structures, or loans with variable terms. The simulation engine lets you explore different strategies, helping you make informed decisions that could save you thousands over the life of your loan. TECHNICAL EXCELLENCE • Fast calculations (under 50ms for full 40-year schedules) • Reliable local database • Offline functionality • Regular updates and improvements Download Mortgage Planner today and transform the way you understand and manage your loans. Financial clarity is just a tap away. --- SUPPORT & FEEDBACK We're committed to making Mortgage Planner the best tool for loan management. Have questions or suggestions? We'd love to hear from you!

What’s new

Version 1.0.11 · Updated October 16, 2026

Bugs fix and performances improvement

App privacy

The developer, Luc Pham Van, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info: Email Address
  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name
  • Usage Data: Advertising Data

Used for: Analytics, App Functionality

Alternatives to Mortgate Planner

Looking for apps like Mortgate Planner? Here are 6 similar apps on the App Store.

Mortgate Planner vs. alternatives
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Mortgate Planner 5.0 / 5 (1 rating) Free October 16, 2026
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Viet P2P – Free Mar 24, 2026 Compare
LoanMate – Free Aug 5, 2026 Compare

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