Shapital – Couples Budget
Kudakwashe Dhliwayo Finance iPhoneiPadiPod touch
Shapital – Couples Budget is a free Finance app for iPhone and iPad by Kudakwashe Dhliwayo. Requires iOS 16.4. Updated October 10, 2026.
- Price
- Free
- on the App Store
- Size
- 63 MB
- Age 12+
- Updated
- Oct 10
- 2026 · v2.6.1
Screenshots
About Shapital – Couples Budget
Most budget apps make money private. Shapital makes it shared. You and your partner see the same budget, the same numbers, at the same moment, on both phones. Log an expense in the checkout line; it's on their screen before you reach the car. Money conversations get shorter when you're both looking at the same page. WHY COUPLES SWITCH TO SHAPITAL NO BANK LINKING. EVER. Shapital never asks for your bank login. Nothing to connect, so nothing breaks: no accounts that silently stop syncing, no vanished transactions, no re-linking your bank every month. You log spending in seconds; your budget is exactly as accurate as you are and it works this way forever. WORKS IN ANY COUNTRY No US bank account required. Full multi-currency support Johannesburg, London, Toronto, Sydney, Mumbai, Manila. If you have a phone, Shapital works, online or offline. Log expenses with no signal; everything syncs when you're back. BUILT FOR TWO (OR MORE) • Invite your partner and budget together in real time • Activity feed shows who changed what, no mystery edits • Permissions per collaborator, great for families and roommates • Comment threads on budget items, so the discussion stays with the numbers BUDGETING THAT ACTUALLY GUIDES YOU • Zero-based budgeting: give every dollar (or rand, or pound) a job • Monthly, quarterly, or yearly budget periods; duplicate in one tap • Planned vs. actual spending, live, per category • Savings goals with visual progress • Financial Health Score and trends over time MOMENTS WORTH COMING BACK FOR • Close each period with a Wrap-Up that celebrates how you really did • Daily logging streaks, badges, challenges, and a personal Year in Review • Home and lock-screen widgets keep the budget one glance away PRIVATE & SECURE Two-factor authentication, secure recovery, full control of your data — and no ads, on any tier. FAIR PRICING The core app is free. Premium adds unlimited budgets, advanced analytics, PDF/Excel reports, budget templates, and extra collaborators — for less than the big-name budget apps charge. Shapital — same budget, same page, no arguments. Built by one developer in Johannesburg. Answered by a human when you email. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 2.6.1 · Updated October 10, 2026
FIXED: "FAILED TO CREATE BUDGET" If you made a budget in 2.6.0 and were told it failed, it hadn't. The budget saved and synced every time and the message was simply wrong — so tapping try again is what left some of you with two. Fixed, and the mistake behind it is now caught automatically so it cannot come back. PREMIUM NOW COVERS YOUR PARTNER • One subscription unlocks Premium on your budgets for the people you share them with • A 30-day free trial is live • Prices now show in your own store's currency, and Restore Purchases is on the paywall YOUR PARTNER'S ACTIVITY FINALLY REACHES YOU "Your partner just logged something" was never firing for budgets created and shared in the app; on a couples app, the one notification that matters most. It works now. The buzz is opt-in under notification settings; the in-app note arrives either way. The dashboard also updates live while your partner is logging or editing, instead of waiting for you to pull to refresh. MONEY YOU CAN ACTUALLY TYPE • If your device region uses a decimal comma, the comma key did nothing and cents could not be entered at all. Fixed everywhere you enter an amount. • The dashboard headline was rounding cents away and disagreeing with the Compass tip beside it • CSV and text exports reported every actual as 0.00, and could show figures that were never yours. They now match the app exactly. SHARING AND SYNC • A category one of you deletes now disappears for the other, instead of the two copies drifting apart permanently • One budget's spending can no longer appear under another • The permission choice on an invite now registers while the keyboard is open ACCOUNT • Two-factor recovery codes were broken. Losing your authenticator meant losing the account for good. ALSO IN THIS RELEASE • Income and savings read "received" and "saved" rather than "spent" • A category retired mid-period counts in the period it was retired in • Reaching the free budget limit now tells you on arrival instead of after three steps, and the upgrade button goes where it says • Browse every budget template free; using one is Premium • Wrap-ups from the past 12 months are included for everyone, and Premium opens the full history • The Siri shortcut still called the app SpendMind • Security and dependency updates
App privacy
The developer, Kudakwashe Dhliwayo, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Contact Info: Email Address, Name
- Identifiers: Device ID
- Financial Info: Other Financial Info
Used for: App Functionality, Other Purposes
Alternatives to Shapital – Couples Budget
Looking for apps like Shapital – Couples Budget? Here are 6 similar apps on the App Store. The highest rated is Valet Budget (5.0/5), and all 6 are free to download.
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EJI Tracker (Income + Expense)
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DuoSpend Budget
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Suitoly - Shared Ledgers
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Spendship: Spend Habit Changer
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Amon Budget
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Valet Budget
5.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Shapital – Couples Budget | – | Free | October 10, 2026 | |
| EJI Tracker (Income + Expense) | – | Free | Oct 21, 2026 | Compare |
| DuoSpend Budget | – | Free | Sep 7, 2026 | Compare |
| Suitoly - Shared Ledgers | – | Free | Sep 30, 2026 | Compare |
| Spendship: Spend Habit Changer | – | Free | Sep 3, 2026 | Compare |
| Amon Budget | – | Free | Oct 6, 2026 | Compare |
| Valet Budget | 5.0 / 5 (1) | Free | Jul 30, 2024 | Compare |