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Screenshots

  • SmartFlow+ screenshot 1
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About SmartFlow+

Smart Flow+ is an intelligent personal finance app designed to help you organize your income and expenses in a simple, practical, and modern way. With it, you can track your financial flow, understand where your money is going, and make more conscious decisions about your spending — all in one place. Record transactions via WhatsApp using AI One of Smart Flow+’s biggest advantages is its integration with WhatsApp. You can automatically record income and expenses by sending a text or voice message, such as: “Grocery expense in the amount of 55.50” The system interprets your message with the help of Artificial Intelligence and automatically creates the transaction for you, saving time in your daily routine. Ideal for recording expenses as they happen — at the supermarket, during transportation, or in any everyday situation. Complete and intuitive dashboard Intelligent recurring system powered by AI Create personalized rules for recurring transactions by defining frequency, intervals, and dates. The app automatically manages these entries and notifies you in advance when a transaction is about to occur, helping you plan ahead and keep everything organized. Visualize your finances clearly with charts and indicators that show: Monthly balance Total income and expenses Cash flow Financial results Income and expenses by category Statements and projections Everything is presented in a simple way, making it easy to understand even if you have no prior experience with financial control. Category organization Create and customize Income and Expense categories to better organize your records and understand your main spending patterns. Multi-language support Smart Flow+ is multilingual and can be used in: Portuguese English Spanish You choose your preferred language directly in the app. Simple, secure, and practical Modern and easy-to-use interface Financial control at your own pace Ideal for personal use All your data organized in one place Who is Smart Flow+ for People who want to better organize their finances Those looking for practical expense control Users who want to quickly record expenses Anyone who wants to better understand their monthly cash flow Smart Flow+ was created to make financial control simpler, smarter, and more accessible, using technology to make your life easier. Start now and gain more clarity over your finances.

What’s new

Version 2.0.3 · Updated October 27, 2026

What’s new in version 2.0.3: The app now appears on the App Store with Portuguese, English and Spanish. Improved compatibility with your iPhone’s language.

App privacy

The developer, MARIO SERGIO SIERRA DELFINO, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name, Phone Number
  • Identifiers: User ID, Device ID

Used for: Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data

Used for: App Functionality

Alternatives to SmartFlow+

Looking for apps like SmartFlow+? Here are 6 similar apps on the App Store. The highest rated is budgi: Finances with AI (4.8/5), and all 6 are free to download.

SmartFlow+ vs. alternatives
App Rating Price Last updated Compare
SmartFlow+ – Free October 27, 2026
Flynow - Personal Finance 3.0 / 5 (1) Free Oct 13, 2026 Compare
Monely: Money Manager – Free Oct 23, 2026 Compare
Parsa – Free Apr 8, 2026 Compare
ALL: Finanças com IA – Free Oct 23, 2026 Compare
MoneyMio - Finanças com IA – Free Oct 24, 2026 Compare
budgi: Finances with AI 4.8 / 5 (5) Free Sep 27, 2026 Compare

Compare SmartFlow+ with the top alternatives: ratings, updates, ASO score and keyword gaps →