Budget & Subscriptions Kirum

Income and expenses - the tracker you'll actually keep using. Each logged in under 10 seconds - no bank login, no account, no one selling your data. MOST TRACKERS FAIL IN WEEK ONE Not this one. The coffee, the taxi, the spontaneous lunch - each logged in under 10 seconds, straight from your Lock Screen, Control Center or the Action Button. Amount, title, category, done. Optional reminders keep the habit on track. Fast enough that you actually keep doing it, which is the only way tracking ever sticks. NOT JUST EXPENSES. INCOME TOO. Kirum now captures what comes in - salary, investments, gifts and more, with their own categories and just as fast as an expense. Everything in one place, so you see what comes in, what goes out, and what's left. PAY WITH APPLE PAY. SKIP THE TYPING. Buy something with Apple Pay and Kirum records the amount, merchant, and currency for you. The expense is logged before you've put your phone away. SEE THE PATTERN, NOT JUST THE TOTAL Category breakdowns by week, month or year, for expenses and income alike. Kirum surfaces the categories quietly creeping up - the slow drift a bank statement will never point out. Search and filter your full history to find any entry in seconds. SUBSCRIPTIONS AND STEADY INCOME, IN ONE PLACE Kirum keeps every subscription and fixed cost in plain sight, so the small monthly charges stop adding up in the dark - and steady income like your salary belongs here too. If you want, Kirum reminds you before the next charge. SPEND ABROAD WITHOUT THE MATH Pay in over 60 currencies and Kirum converts each expense back to your home currency. Whether you travel often, live abroad, or just buy from overseas - Kirum keeps track for you. PRIVATE BY DESIGN, NOT BY PROMISE Other apps ask you to trust them. Kirum removes the need. No account. No bank connections. No Kirum servers. No ad tracking, no data brokers, no profiling. Your expenses and income live on your device and sync through your private iCloud - never through anyone else's hands. SWITCHING TAKES MINUTES Already tracking somewhere else? Import your full history with CSV and pick up where you left off - synced across your iPhone and iPad. Log your first expense. See what comes in, what goes out, and what's left.