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Screenshots

  • Bank Of You screenshot 1
  • Bank Of You screenshot 2
  • Bank Of You screenshot 3

About Bank Of You

Bank of You is a budgeting app built to help you control discretionary spending. Every purchase you log goes into a simulated “account,” letting you see your balance rise and fall in real time. If you spend more than you’ve set aside, the app automatically creates a debt to yourself. That debt accrues interest until you repay it, turning overspending into a clear cost you can’t ignore. It’s a straightforward way to stay disciplined, track spending, and make overspending matter. Use Bank of You to: Track discretionary spending daily Stay accountable to your own budget limits See the real cost of overspending

What’s new

Version 1.3 · Updated October 17, 2026

-Built for iPhone Duo: controls move to the side bar, and unfolding shows your overview alongside your dashboard. Sheets stay open when you fold or unfold. -New Overview: a This Month summary, a balance chart that turns red below $0 (choose a 7–90 day range in Settings), and an Upcoming Transaction Calendar. -Account colors: pick from 30 colors to tell your accounts apart at a glance. -Smoother editing: add and edit screens open as sheets, and Save only lights up once you’ve changed something. -Delightful touches: new transactions slide in, deleted ones disintegrate, and long titles scroll.

App privacy

The developer, Kevin Lawrence, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Bank Of You

Looking for apps like Bank Of You? Here are 6 similar apps on the App Store. The highest rated is First Commonwealth Banking (4.8/5), and all 6 are free to download.

Bank Of You vs. alternatives
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Bank Of You 5.0 / 5 (2 ratings) Free October 17, 2026
iSpend: AI Money Manager – Free Dec 19, 2025 Compare
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OC Federal Mobile 4.6 / 5 (654) Free Oct 14, 2026 Compare
First Commonwealth Banking 4.8 / 5 (27,852) Free Oct 15, 2026 Compare
Quanto: Budget Expense Tracker 4.8 / 5 (112) Free Oct 24, 2026 Compare

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