Bank Of You
Kevin Lawrence Finance iPhoneiPadiPod touch
Bank Of You is a free Finance app for iPhone and iPad by Kevin Lawrence. Rated 5.0/5 from 2 ratings. Requires iOS 17.6. Updated October 17, 2026.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 14 MB
- Age 4+
- Updated
- Oct 17
- 2026 · v1.3
Screenshots
About Bank Of You
Bank of You is a budgeting app built to help you control discretionary spending. Every purchase you log goes into a simulated “account,” letting you see your balance rise and fall in real time. If you spend more than you’ve set aside, the app automatically creates a debt to yourself. That debt accrues interest until you repay it, turning overspending into a clear cost you can’t ignore. It’s a straightforward way to stay disciplined, track spending, and make overspending matter. Use Bank of You to: Track discretionary spending daily Stay accountable to your own budget limits See the real cost of overspending
What’s new
Version 1.3 · Updated October 17, 2026
-Built for iPhone Duo: controls move to the side bar, and unfolding shows your overview alongside your dashboard. Sheets stay open when you fold or unfold. -New Overview: a This Month summary, a balance chart that turns red below $0 (choose a 7–90 day range in Settings), and an Upcoming Transaction Calendar. -Account colors: pick from 30 colors to tell your accounts apart at a glance. -Smoother editing: add and edit screens open as sheets, and Save only lights up once you’ve changed something. -Delightful touches: new transactions slide in, deleted ones disintegrate, and long titles scroll.
App privacy
The developer, Kevin Lawrence, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to Bank Of You
Looking for apps like Bank Of You? Here are 6 similar apps on the App Store. The highest rated is First Commonwealth Banking (4.8/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Bank Of You | 5.0 / 5 (2 ratings) | Free | October 17, 2026 | |
| iSpend: AI Money Manager | – | Free | Dec 19, 2025 | Compare |
| MACD Alerts: Crypto Signals | 3.0 / 5 (1) | Free | Oct 14, 2026 | Compare |
| Expense Easy: AI Money Tracker | 4.6 / 5 (7) | Free | Oct 12, 2026 | Compare |
| OC Federal Mobile | 4.6 / 5 (654) | Free | Oct 14, 2026 | Compare |
| First Commonwealth Banking | 4.8 / 5 (27,852) | Free | Oct 15, 2026 | Compare |
| Quanto: Budget Expense Tracker | 4.8 / 5 (112) | Free | Oct 24, 2026 | Compare |
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