Pennaires Finance

Pennaires helps you understand, organize, and improve your finances without spreadsheets or complicated tools. Track your accounts, spending, budgets, subscriptions, loans, savings goals, and emergency funds in one simple and powerful dashboard. Whether you’re planning your future, managing monthly expenses, paying off debt, or staying on top of bills, Pennaires gives you the clarity you need to make smarter financial decisions. See Your True Financial Picture Get an instant snapshot of your finances with a Net Worth dashboard that shows your total savings, debts, and upcoming payments. • View your total net worth • See savings vs debt at a glance • Track expenses by category • Monitor budget progress instantly • Switch between personal and shared workspaces Know exactly where your money stands — anytime. Track Every Account in One Place Stop jumping between apps or bank statements. Pennaires lets you manage all your financial accounts together. • Savings accounts • Checking accounts • Credit cards • Cash • Digital wallets (GCash, PayPal, etc.) • Shared accounts with family or partners Collaborate with Shared Accounts Manage finances together with the people who matter. • Share accounts with family or partners • Control viewer and editor permissions • Switch between personal and shared workspaces • Keep everyone on the same financial page Perfect for couples, households, and shared finances. Manage Spending With Powerful Budgets Create monthly budgets that help you stay in control. • Set spending limits by category • Track spent vs budget in real time • See which categories are over budget • Review budget history for past months Stay accountable and build better spending habits. Never Miss a Payment Again Pennaires tracks upcoming bills so you always stay prepared. • Credit card due dates • Subscription renewals • Loan installments See what’s due this week and plan your cash flow ahead of time. Track Subscriptions & Recurring Costs Subscriptions can quietly drain your budget. Pennaires helps you stay aware. • Track all subscriptions in one place • Monitor monthly costs • Identify services you may want to cancel Manage Loans & Pay Off Debt Faster Keep track of loans and repayment schedules while building a plan to become debt-free. • Installment tracking • Remaining payment terms • Next payment reminders • Snowball & Avalanche debt strategies • Track your debt payoff progress Know exactly how much you still owe and reach financial freedom faster. Build Your Emergency Fund Prepare for life's unexpected expenses with a dedicated emergency fund planner. • Set your emergency fund target • Track your savings progress • Stay motivated with clear milestones Build confidence knowing you're prepared for whatever comes next. Set Goals & Save With Purpose Turn financial plans into real progress. • Create savings goals • Track progress toward targets • Set deadlines for milestones From dream vacations to a new home, Pennaires keeps you focused. Powerful Insights With Trends Understand how your money moves over time. • Monthly spending insights • Category spending trends • Income vs expenses tracking • Visual financial reports Make smarter financial decisions backed by data. Keep Your Receipts Organized Never lose an important receipt again. • Attach receipts to transactions • View receipts anytime • Keep proof of purchases organized Everything stays connected to your financial records. Built for Privacy & Simplicity • Hide balances with a privacy toggle • Multi-currency support • Secure account login • Data synced across devices Your financial life stays organized and protected. Premium Features Unlock the full Pennaires experience with a premium subscription for advanced features and unlimited financial tracking. Privacy Policy: https://pennaires.com/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/