Debtyy – Debt Tracker & IOU
Akylbek Utekeshev Finance iPhoneiPadiPod touch
Debtyy – Debt Tracker & IOU is a free Finance app for iPhone and iPad by Akylbek Utekeshev. Rated 3.0/5 from 1 ratings. Requires iOS 18.0.
- Rating
- 3.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 19 MB
- Age 4+
- Updated
- Sep 28
- 2026 · v1.2.0
Screenshots
About Debtyy – Debt Tracker & IOU
Lent money to a friend and forgot about it? Debtyy remembers who owes you, how much and when it's due — and helps you get it back without awkward conversations. WHY DEBTYY • One place for every personal debt: who owes you and who you owe • Partial payments with full history and a progress bar • Gentle reminders before, on and after the due date — shown only to you, never sent to your friends • Share a debt as a clean card in one tap: amount, due date and progress, ready for iMessage, WhatsApp or Telegram • Lock the app with Face ID or Touch ID, debts stay hidden in the app switcher (Pro) • Statistics per person and an archive of closed debts • Attach photos or PDFs: receipts, transfers, IOU notes • Export everything to CSV or PDF (Pro) • Works offline; optional iCloud sync between iPhone and iPad (Pro) • No accounts, no ads, no tracking — your data lives on your device or in your own iCloud HOW IT WORKS 1. Add a debt in seconds: person, amount, due date, note. 2. Log payments as they come in. 3. Get a reminder when it's due — or send a friendly card yourself. 4. Close the debt and keep the history. FREE AND PRO Debtyy is free for up to 3 active debts. Debtyy Pro unlocks unlimited debts, iCloud sync, Face ID lock, export, themes and app icons. Monthly or yearly, cancel anytime in your Apple ID settings. PRIVACY Debtyy never asks for a login and never contacts the people you owe or who owe you. Reminders are local notifications for you only. Debtyy is built for personal debts between people — money lent to friends, borrowed from family, split trips and dinners. It is not a budgeting or expense app. Questions or ideas? Write to us from Settings → Contact Support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.2.0 · Updated September 28, 2026
- New "Upcoming" widget with the nearest due dates, and the "Overdue" widget now shows sums and how many days late. Both work on the Lock Screen, and a tap opens the debt. - Balance widget: who owes whom on your Home Screen and Lock Screen, now in a large size too. - Reminders until it's paid: every 3 days, every week or every 2 weeks while a debt is overdue. - Share card styles: Midnight, Mint and Sunset, plus sending without Debtyy branding. - Statistics show the balance with each person.
App privacy
The developer, Akylbek Utekeshev, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to Debtyy – Debt Tracker & IOU
Looking for apps like Debtyy – Debt Tracker & IOU? Here are 6 similar apps on the App Store. The highest rated is Dibs: Debt & IOU Tracker (5.0/5), and all 6 are free to download.
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Dibs: Debt & IOU Tracker
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Debtly: Personal Debt Tracker
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Payback: Debt & IOU Tracker
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IOU - OweTracker
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Who Owes Me - OweList
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OweMate: IOU & Who Owes Me
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Debtyy – Debt Tracker & IOU | 3.0 / 5 (1 rating) | Free | September 28, 2026 | |
| Dibs: Debt & IOU Tracker | 5.0 / 5 (1) | Free | Oct 14, 2026 | Compare |
| Debtly: Personal Debt Tracker | – | Free | Apr 7, 2026 | Compare |
| Payback: Debt & IOU Tracker | 5.0 / 5 (3) | Free | Aug 17, 2026 | Compare |
| IOU - OweTracker | 5.0 / 5 (4) | Free | Oct 14, 2026 | Compare |
| Who Owes Me - OweList | 3.3 / 5 (4) | Free | Oct 3, 2026 | Compare |
| OweMate: IOU & Who Owes Me | 5.0 / 5 (4) | Free | Oct 14, 2026 | Compare |