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About Freedm

Freedm is your all-in-one personal finance app designed to help you manage money smarter—every day. With Freedm, you can: - Pay utility bills seamlessly (electricity, gas, broadband, FASTag & more) - Track loans, EMIs, credit cards, and repayments - Get AI-powered insights on spending, bills, and credit health - Discover savings opportunities, offers, and smarter financial actions - Build better financial habits with timely reminders and nudges Smart Insights, Not Just Data Freedm analyzes your financial activity to surface meaningful insights—helping you save money, avoid late fees, reduce interest costs, and improve your credit profile. Actionable Nudges No jargon. Just clear, actionable nudges like: - Bill Payment Reminders - Reduce unnecessary charges - Improve credit behaviour - Find better loan or savings options - Credit Card Offers Safe, Secure and Transparent Your data security is our priority. Freedm uses bank-grade security and follows strict data privacy practices. We never share your data without consent. Built for India Designed specifically for Indian users, covering Indian billers, payment methods, and financial products. Take charge of your money—pay smarter, save more, and build a stronger financial future with Freedm. Licensed and Authorised by FAIRASSETS TECHNOLOGIES INDIA PVT LTD, 5C & 5D, Lemon Tree Corporate Park, Sector-60, Gurugram, Haryana - 122011

What’s new

Version 1.1.9 · Updated October 22, 2026

We're constantly improving to help you Live. Earn. Grow. • Enhanced UI for a better experience • Squashed minor bugs • Improved performance and overall stability

App privacy

The developer, FTIPL Payments and Marketing Tech Pvt. Ltd, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Phone Number

Used for: Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address
  • User Content: Emails or Text Messages, Photos or Videos
  • Usage Data: Product Interaction, Advertising Data
  • Financial Info: Payment Info
  • Location: Precise Location
  • Identifiers: Device ID

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Freedm

Looking for apps like Freedm? Here are 6 similar apps on the App Store. The highest rated is Kluft - Spend Control App (5.0/5), and all 6 are free to download.

Freedm vs. alternatives
App Rating Price Last updated Compare
Freedm – Free October 22, 2026
WEALTHFOREST – Free Jul 24, 2026 Compare
Loan Escape: AI Loan Assistant – Free Mar 18, 2026 Compare
Kluft - Spend Control App 5.0 / 5 (1) Free Oct 20, 2026 Compare
Simply MF – Free Sep 4, 2026 Compare
Wealthtick – Free Sep 1, 2026 Compare
cruise money – Free Oct 1, 2026 Compare

Compare Freedm with the top alternatives: ratings, updates, ASO score and keyword gaps →