Umotu
inLyf Limited Finance iPhoneiPadiPod touch
Umotu is a free Finance app for iPhone and iPad by inLyf Limited. Requires iOS 15.1. Updated May 4, 2026.
- Price
- Free
- on the App Store
- Size
- 30 MB
- Age 4+
- Updated
- May 4
- 2026 · v1.1.8
Screenshots
About Umotu
Open participation. Daily rewards. Umotu is a phone-first, non-custodial wallet and participation app. Your phone performs lightweight checks that help secure a public network. In return, eligible participants can earn daily rewards. Rewards are variable and not guaranteed. For orientation only: at launch, Umotu is designed around a reference target of about $10/day per active participant, but actual rewards can be much lower (including pennies per day) or higher depending on participation and market conditions. WHAT YOU CAN DO • Create or import a self-custody wallet (you control the keys) • Complete a quick human verification to reduce bots and duplicates • Let your phone run lightweight Data Availability checks in the background • View and claim rewards in supported stablecoins or UMT (where available) • Send and receive payments with low fees • Vote on community proposals in the governance tab HOW REWARDS WORK • Daily emissions are capped at up to 0.01% of the remaining pool (~3.65%/year max) • Per-user rewards vary with the number of eligible participants and market conditions • Sentinel (advanced) participants may also earn a share of network fees and bids (if enabled) STABLECOINS (OPTIONAL) • Stablecoins are issued by third parties and may have issuer-specific risks (e.g., depegs, freezes, redemption limits) • Stablecoin support depends on what is available on the network and in your chosen wallet DESIGNED FOR EVERYDAY USERS • Simple onboarding with support for 32 languages • Privacy by design: biometric templates are kept off-chain; you can request deletion anytime • Export recovery phrase and private key for advanced users IMPORTANT NOTES • Rewards are variable and not guaranteed • Umotu is non-custodial—only you control your wallet and recovery phrase • Network features and asset support may change over time Learn more at https://umotu.com
What’s new
Version 1.1.8 · Updated May 4, 2026
• Added Forgot Password to make account recovery easier • Added a wallet erase option for better account control • Improved auto-claim cadence for more reliable rewards • Bug fixes and performance improvements
App privacy
The developer, inLyf Limited, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- User Content: Photos or Videos
Used for: App Functionality
Alternatives to Umotu
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Umotu | – | Free | May 4, 2026 | |
| Rogers Bank | 2.5 / 5 (11) | Free | Sep 29, 2026 | Compare |
| TD Easy Trade | 4.2 / 5 (93) | Free | Oct 5, 2026 | Compare |
| Tangerine Mobile Banking | 4.7 / 5 (679) | Free | Oct 5, 2026 | Compare |
| RBC Mobile | 4.6 / 5 (2,160) | Free | Oct 13, 2026 | Compare |
| Intact Insurance: Mobile app | 4.6 / 5 (1,221) | Free | Oct 22, 2026 | Compare |
| BMO Canada | 4.3 / 5 (184) | Free | Oct 9, 2026 | Compare |
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