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  • Splendi screenshot 1
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About Splendi

Take control of your credit journey with Splendi, South Africa’s trusted credit wellness app powered by XDS, one of the country’s leading credit bureaus. Splendi helps you understand your credit profile, improve your financial health, and make informed credit decisions with confidence. With Splendi, you can access your credit score for free, view your full credit report, and receive personalised insights to guide your financial journey. Whether you are just starting to build credit, working to repair it, or managing it carefully, Splendi gives you the tools you need to succeed. Key Features Free Credit Score Instantly access your up-to-date credit score at any time. Your score is presented clearly, helping you understand where you stand financially. Comprehensive Credit Report View a detailed breakdown of your credit report and understand what influences your score. Identify accounts, payment history, and other key factors that affect your credit health. Personalised Insights and Education Get easy-to-understand tips and articles that explain how credit works, how to improve your score, and how to avoid common mistakes. Splendi helps you make sense of your financial data in plain language. Offers and Services Explore relevant financial offers that suit your credit profile and goals. Identity Protection Stay protected against identity theft. Splendi monitors your profile for unusual activity and alerts you to potential risks, giving you peace of mind about your personal information. Why Choose Splendi Splendi is more than a credit score app. It is a complete credit wellness platform designed to help South Africans take charge of their financial futures. Backed by XDS, Splendi provides trusted and accurate information straight from one of the country’s official credit bureaus. With an easy-to-use interface and secure technology, Splendi empowers you to: • Understand what affects your credit score • Improve your credit standing over time • Discover better financial opportunities • Protect your identity and data • Build long-term financial confidence Whether you are checking your credit for the first time or keeping track of your ongoing progress, Splendi gives you the insights and tools you need to make smarter money choices. Empower your credit. Empower your future. Download Splendi today and start your journey toward financial wellness with confidence.

What’s new

Version 1.2.5 · Updated August 22, 2026

Introducing the score lab

App privacy

The developer, Xpert Decision Systems (XDS), reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Credit Info, Other Financial Info
  • Contact Info: Email Address, Name
  • Identifiers: User ID
  • Usage Data: Product Interaction
  • Location: Precise Location, Coarse Location

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Name
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics

Alternatives to Splendi

Looking for apps like Splendi? Here are 6 similar apps on the App Store. The highest rated is Credit Score Check & Report AI (5.0/5), and all 6 are free to download.

Splendi vs. alternatives
App Rating Price Last updated Compare
Splendi – Free August 22, 2026
Credit Score Check & Report AI 5.0 / 5 (1) Free Aug 27, 2026 Compare
iStore Pay – Free Aug 24, 2026 Compare
African Bank Business – Free Feb 5, 2026 Compare
Prime Protect – Free Mar 16, 2026 Compare
Credit Score Check and Report 4.6 / 5 (9) Free May 9, 2026 Compare
WesBank 5.0 / 5 (2) Free Aug 24, 2026 Compare

Compare Splendi with the top alternatives: ratings, updates, ASO score and keyword gaps →