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Screenshots

  • Pact Bank screenshot 1
  • Pact Bank screenshot 2
  • Pact Bank screenshot 3
  • Pact Bank screenshot 4

About Pact Bank

Pact Microfinance Bank Banking should be simple, human-centred, and empowering, that’s why Pact Microfinance Bank exists. We’re a digitally-enabled microfinance bank built to give individuals fast access to savings, payments, and flexible credit, wherever they are. Sign up in seconds, open an account, start saving, and access the financial tools that make life easier. WHY CHOOSE PACT? Pact is built on empathy, trust, and innovation. We design financial products that are accessible, secure, and tailored to help you grow, whether you’re managing household expenses, saving for the future, or handling unexpected financial needs. PACT FEATURES Account Opening Open a Pact account anytime, anywhere. Pick the account type that fits your needs and complete a simple registration, then you’re ready to bank. PactSave — Save Money Grow your savings and earn rewards. Start a PactSave account from the app and begin saving for short- or long-term goals with easy deposits and transparent terms. PactLoan — Flexible Loans Access quick, convenient loans for personal needs. PactLoan is designed to be affordable and fast — apply from the app and get considered for a loan that fits your profile. PactSend — Transfers Send money securely and instantly to other bank accounts or Pact users. Transfers are simple and reliable so you can move funds whenever you need to. Bill Payment & Airtime Top-up Pay utilities, bills, and buy airtime straight from your Pact account, fast, secure, and convenient. LOANS, REPAYMENT & ELIGIBILITY PactLoan offers short-term loans designed to cushion cashflow and help you meet urgent financial needs. Repayment terms and loan amounts depend on your eligibility and product selected. Pact evaluates applications using multiple signals (credit profile, past performance, and other risk indicators). For larger loans we may request supporting documents. Important: Falsified information may delay approval or lead to application rejection and possible reporting for fraud. RATES & FEES Loan amounts, tenors, and interest vary by product and eligibility. Pact’s public site highlights product names and benefits but does not publish public rate tables. For transparency, link to an internal product pricing page or add an FAQ/product page where exact rates, fees, and APRs are published. CONTACT & SUPPORT For customer enquiries or feedback, reach out via Pact’s official contact channels or visit a nearby branch.

What’s new

Version 4.2 · Updated September 10, 2026

Say hello to the new Pact Bank. We rebuilt the app from the ground up with a cleaner design that makes it faster to do what you came for, send money, pay bills, buy airtime and manage your loans. Everything's where you'd expect it, with fewer taps to get there. We've also squashed a few bugs and tuned performance along the way. Got thoughts on the new look? We'd love to hear them.

App privacy

The developer, Pact microfinance Bank Limited, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Phone Number, Physical Address, Other User Contact Info, Name
  • Identifiers: User ID, Device ID
  • Diagnostics: Crash Data
  • Financial Info: Credit Info, Payment Info, Other Financial Info
  • Location: Coarse Location, Precise Location
  • User Content: Photos or Videos

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Performance Data

Used for: Analytics

Alternatives to Pact Bank

Looking for apps like Pact Bank? Here are 6 similar apps on the App Store. The highest rated is Aella MFB (4.6/5), and all 6 are free to download.

Pact Bank vs. alternatives
App Rating Price Last updated
Pact Bank – Free September 10, 2026
Grooming Mobile App 4.0 / 5 (4) Free Aug 9, 2026
NPF Microfinance Bank 3.6 / 5 (7) Free Sep 8, 2026
CTMFB 3.0 / 5 (7) Free Sep 25, 2026
Andray Finance 1.7 / 5 (6) Free May 30, 2026
Moneyfield MFB Mobile App 3.0 / 5 (9) Free Jun 18, 2026
Aella MFB 4.6 / 5 (181) Free Sep 25, 2026