Wise Wallet – AI Budgets
Ashfaq Ahmed Maqsood Ur Rehman Finance iPhoneiPadiPod touch
Wise Wallet – AI Budgets is a free Finance app for iPhone and iPad by Ashfaq Ahmed Maqsood Ur Rehman. Requires iOS 15.1. Updated August 15, 2026.
- Price
- Free
- on the App Store
- Size
- 60 MB
- Age 4+
- Updated
- Aug 15
- 2026 · v1.42
Screenshots
About Wise Wallet – AI Budgets
WiseWallet: Your Personal AI Financial Assistant Take control of your money with intelligent budgeting that adapts to YOUR life. Whether you get paid weekly, bi-weekly, or on the 24th of each month - WiseWallet tracks your finances on your schedule, not a calendar's. AI ASSISTANT THAT ACTUALLY HELPS Chat with your personal financial assistant to: • "Show my spending this week" • "Create a budget for groceries" • "How much did I spend on coffee?" • Scan receipts - AI extracts and categorizes transactions automatically • Upload PDF statements for instant import • Get personalized insights and recommendations FLEXIBLE BUDGET CYCLES Your paycheck doesn't follow the calendar - why should your budget? • Weekly, bi-weekly, monthly, or yearly budgets • Custom cycles: 24th to 24th, 15th to 15th, or any date range • Track multiple budgets simultaneously • Set up recurring or one-time budgets SMART ANALYTICS • Kakeibo Method: Categorize spending by purpose (Needs, Wants, Culture, Unexpected) • Auto-categorization: AI learns your spending patterns • Visual charts and trend analysis • Identify unnecessary expenses instantly • Compare spending across cycles POWERFUL FEATURES • Real-time sync across all your devices • Multiple accounts (bank, cash, credit cards, savings) • IOU tracking for money lent or borrowed • Custom categories for personalized tracking • Secure cloud backup • Dark mode support PRIVACY & SECURITY • Bank-level encryption • Your data stays private - we never sell it • Sign in with Apple, Google, or email • Optional biometric authentication WISEWALLET PRO Unlock unlimited potential: • Unlimited AI conversations • Unlimited receipt scanning • Advanced Kakeibo insights • Priority support Perfect for: • Anyone who wants to save more money • People with non-standard pay schedules • Students managing tight budgets • Families coordinating expenses • Anyone tired of complicated budget apps WHY WISEWALLET? Most budget apps force you into rigid monthly cycles. WiseWallet understands that life isn't that simple. Get paid on the 15th? Start your budget on the 15th. Bi-weekly paychecks? Create bi-weekly budgets. It's that simple. Our AI assistant doesn't just answer questions - it takes action. Snap a photo of your receipt and watch as it creates a complete transaction in seconds. No more manual data entry. Download WiseWallet today and start budgeting smarter, not harder. --- Free to download. Optional WiseWallet Pro subscription available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.42 · Updated August 15, 2026
Upgraded AI technology Fixed transaction layouts and styles
App privacy
The developer, Ashfaq Ahmed Maqsood Ur Rehman, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Name, Email Address
- Financial Info: Other Financial Info
- User Content: Photos or Videos, Other User Content
- Identifiers: User ID
Used for: Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
Used for: Analytics
Alternatives to Wise Wallet – AI Budgets
Looking for apps like Wise Wallet – AI Budgets? Here are 6 similar apps on the App Store. The highest rated is DayLedger - Simple Budget (5.0/5), and 5 of the 6 are free to download.
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Praxi - Smart Balance Engine
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PayDay Budget
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Simple Offline Budget
4.6
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KaBuddy: Budget & Kakeibo
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DayLedger - Simple Budget
5.0
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ExpenseFlowy
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Wise Wallet – AI Budgets | – | Free | August 15, 2026 | |
| Praxi - Smart Balance Engine | – | Free | Jul 9, 2026 | Compare |
| PayDay Budget | – | Free | Mar 24, 2026 | Compare |
| Simple Offline Budget | 4.6 / 5 (5) | 1.99 USD | Jan 27, 2026 | Compare |
| KaBuddy: Budget & Kakeibo | – | Free | Apr 29, 2026 | Compare |
| DayLedger - Simple Budget | 5.0 / 5 (1) | Free | Oct 16, 2026 | Compare |
| ExpenseFlowy | – | Free | Mar 30, 2026 | Compare |