Wiselet: Personal Finance

Wiselet puts your whole financial picture in one app: what you own, what you owe, what leaves your account every month, and what you are building. No bank connection, no sign-up, no ads. Your data lives on your device and syncs between iPhone and Mac through your own iCloud — it never touches a server of ours. YOUR NET WORTH AT A GLANCE • Your real net worth: accounts plus investments, in your currency. • Accounts in several currencies, converted automatically. • Transactions by category, with trend and breakdown charts. • Quick expenses, to log the everyday stuff in two taps. SUBSCRIPTIONS AND DEBTS • Every subscription with its next charge and what it costs you a month and a year. • A reminder before each renewal, and a Calendar event if you want one. • Debts both ways: what people owe you and what you owe, by person. • Settle a debt and the transaction is recorded for you. GOALS AND BUDGETS • Saving goals with a date, that tell you whether you are ahead or behind. • Budgets by category or global: weekly, monthly, quarterly or yearly. • They update themselves with every expense you log. INVESTMENTS • Live prices for stocks, ETFs and funds. • As many wallets as you need, each with its uninvested cash. • Today's return and total return, per holding and per wallet. • A record of your sales, with the gains you actually realised. WORK INCOME • Payslips with the gross, the deductions and the net that reaches your account. • Income tax, social security and employer contributions, at the rates you set. • Recurring payslips and a forecast for the rest of the year. ON IPHONE AND ON MAC The Mac version is not a cut-down mirror: same data, same screens, native sidebar. Start something on the iPhone and finish it on the Mac. PRIVACY • No email, no password, no account: there is nothing to sign up for. • Your finances are stored on device and synced through your private iCloud. • No ads, no profiling, no data sold. • No bank connection: you enter your movements yourself, so no banking credentials are ever involved. Prices and exchange rates come from public sources and may be delayed. Wiselet is a tool for recording and tracking your money; it does not provide financial advice.