Ledgerly – Budget & Expenses
Jineo Technologies LLC Finance iPhoneiPadiPod touch
Ledgerly – Budget & Expenses is a free Finance app for iPhone and iPad by Jineo Technologies LLC. Requires iOS 15.0. Updated October 7, 2026.
- Price
- Free
- on the App Store
- Size
- 39 MB
- Age 4+
- Updated
- Oct 7
- 2026 · v1.6.2
Screenshots
About Ledgerly – Budget & Expenses
Ledgerly is a budget and expense tracker you fill in yourself. No bank connection, no automatic import, no account to create. Every figure stays on your phone, and nothing is sent anywhere unless you switch on backup. ONE NUMBER THAT MATTERS Ledgerly takes what you have left, subtracts what still has to go out, and divides by the days remaining in your period. The result is what is safe to spend today. The numbers it came from sit right underneath it. FOUR QUESTIONS, FOUR SCREENS • Today: How much can I spend today? Adding an expense takes seconds: amount, category, account. • Plan: Where is the budget? Give every category an amount and watch the bars. Your period is the one you live in: a month, a fortnight, or the gap between two paydays. • Money: What do I own today? Bank, cash, savings and cards in one total. Transfers count as movement, not as spending. • Tools: Categories, recurring transactions, export, backup, app lock. BUILT FOR PRIVACY, NOT AS AN OPTION • No sign-up. There is no account, and no server holding your data. • Works offline: try it in airplane mode. • Backup is a choice: Google Drive, iCloud, or a local file. It stays off until you turn it on. • Purchases go through your App Store account. Crash reports carry the failure, not your figures. • Lock the app with a passcode, plus Face ID or Touch ID. QUIETLY DIFFERENT, ON PURPOSE • No red, no scolding. Going over budget is just a line telling you by how much. • No advice, no scores, no guessed categories. You know what that money was for. • Recurring items look after themselves: rent, salary and subscriptions, set once. • 165 currencies. Available in English, French, German, Italian and Spanish. YOUR DATA IS YOURS Export everything to CSV, a file that opens in any spreadsheet, whether you have paid or not, and after a subscription ends. TRY IT PROPERLY, THEN DECIDE Free for 7 days, everything unlocked. The trial starts when you finish setting up your budget, not when you install. After that Ledgerly is a paid app: monthly, yearly, or one payment for life. There is no free tier and no second tier. Nothing is held back to be sold to you later. When a trial or subscription ends you can still read, search, export and back up everything you have written down; paying is what adds new transactions. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel any time in your App Store account settings. Terms: https://ledgerly.download/terms Privacy: https://ledgerly.download/privacy Questions: [email protected]
What’s new
Version 1.6.2 · Updated October 7, 2026
See how today's figure is worked out, and recurring payments that land on the right day. NEW • Tap the arrow next to "Safe to spend today" to see how it is worked out: your income, savings, bills, what you have spent, what is still to come, and the days left. • Recurring everyday costs, like a daily bus fare, now come off "Safe to spend today" before they are paid. Bills and savings your plan already holds are marked "In plan" under Upcoming. • Upcoming also lists recurring transfers, and shows more clearly what has not happened yet. • When you add a plan item, a line under Fixed and Variable explains how each one counts. FIXED • A recurring transaction created today is recorded today, not the next day. • "Every work day" never lands on a weekend, a payment on the 31st comes back to the 31st after a shorter month, and first or last day of the month rules start on the right day. • Updating the balance of a savings or investment account no longer changes what you can spend today. • During setup, the check on the keypad saves the amount in one tap. • Notes now start with a capital letter.
App privacy
The developer, Jineo Technologies LLC, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Analytics
Alternatives to Ledgerly – Budget & Expenses
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Ledgerly – Budget & Expenses | – | Free | October 7, 2026 | |
| Grimm App: Bitcoin Wallet | – | Free | May 28, 2026 | Compare |
| My Ledger: Modern Budgeting | 5.0 / 5 (1) | Free | Oct 21, 2026 | Compare |
| Ecu App | – | Free | Sep 10, 2026 | Compare |
| SupraPay | – | Free | Oct 22, 2026 | Compare |
| Ledgerly: Net Worth Tracker | 5.0 / 5 (1) | Free | Oct 16, 2026 | Compare |
| ManualFlow: Finance Tracker | – | Free | Aug 8, 2026 | Compare |