twocents: Social Finance
Two Cent Software Inc. Social Networking iPhoneiPadiPod touch
twocents: Social Finance is a free Social Networking app for iPhone and iPad by Two Cent Software Inc. Rated 4.7/5 from 88 ratings. Requires iOS 15.1.
- Rating
- 4.7
- 88 ratings
- Price
- Free
- on the App Store
- Size
- 78 MB
- Age 17+
- Updated
- Sep 29
- 2026 · v4.7
Screenshots
About twocents: Social Finance
twocents is the social network where your username is your verified net worth. It's where money meets memes, honesty, and a little chaos. Ask the questions you'd never post under your real name. Get real answers from verified multi-millionaires. Track your net worth, flex your wealth or your crippling debt, and see exactly where you stand. twocents is an identity-free, unfiltered space to connect with others and see the world through the lens of wealth. It's transparency for finance, status… and life. KEY FEATURES: Find Your People - Post your daily thoughts, your most unhinged purchases, your hottest takes. - Slide into the comments for debates and the occasional roast session. - Get into group chats with people on your level, for the discussions you can't have anywhere else. Debate Hot Topics - Drop polls and watch how opinions split by wealth in real time. Post Your Wins (and Fails) - Share the transactions worth posting: the impulse buys, the flexes, the "why did I do this" moments. - Show off your budgeting glow-up or your latest budgeting disaster. We've all overdrafted for something dumb. - Use built-in budgeting tools to actually get your money together … or at least track the chaos. Talk About Your Interests: - Stocks, crypto, personal finance, dating, politics, pop culture. Money's the theme, not the limit. Get Real Advice - Ask your dumbest or most desperate money questions and get answers from verified multi-millionaires. Climb the Leaderboard: - Check the Top 100 and the highest debt. - Track your come-up and watch your ranking grow. See the Receipts - Verified net worths broken down by demographic. - Real purchases from real people. - Compare your spending habits to people of all wealth levels. Money is just the backdrop: you can talk about anything here. And grow your wealth along the way. SECURE BY DESIGN twocents is powered by Plaid: the same service trusted by apps like Venmo and Robinhood. You connect through them, not us. twocents is read-only. We can't move or withdraw your money, make trades, or access your private identifying information. Your money stays your money. Your info stays your info. We don't collect emails, phone numbers, or personal data. Your credentials stay on your device and sync securely via iCloud.
Ratings & reviews
4.7
88 ratings
What’s new
Version 4.7 · Updated September 29, 2026
INTRODUCING WEALTHSCROLLING - Doomscrolling is out. Wealthscrolling is in. - twocents is the only feed where scrolling is actually productive. Scroll for fun and we'll surface financial insights and opportunities to act on them right in the feed. - See how people just like you are spending and saving in real time – and suddenly your own money makes a lot more sense. - The more you scroll, the better your financial picture gets. BUDGETING TOOLS – ALL FREE, ALL PRIVATE - Track every transaction and categorize your spending automatically. - Set savings goals and follow your progress in real time. - Build monthly budgets and get alerts before you go over. - Track loans and debt payoffs – and see exactly when you'll be free. - Share your budget exclusively with people you know in real life – and hold each other accountable. - All your cards and accounts in one place – transactions aggregated automatically so you always know where you stand. THE FEED – YOUR FINANCES, FINALLY WORTH POSTING ABOUT - Share a purchase, a milestone, a bad week, or a win – anonymously. - React and comment on posts from people in the exact same situation. - Browse spending confessions, debt payoffs, savings goals, and budget check-ins. - Sharing is always optional – lurk as long as you want. THE COMMUNITY – MAKE FRIENDS. GET ADVICE. - Connect with people in your financial bracket or any other. - DM someone who's paid off debt and ask them how they did it. - Get honest money advice from people across the entire wealth spectrum – including multimillionaires. - No sponsored takes. Just real people, real numbers. - Your username is your net worth – interact with people based on their wealth WHY twocents IS DIFFERENT - Budgeting stops being a chore when other people are doing it with you. We make personal finance a fun, shared experience. - Get a real window into how people just like you are spending, saving, and getting by. - Wealthscrolling, not doomscrolling – the only feed that makes you more financially aware just by using it. - Your username is your verified net worth, updated automatically as your finances change. - All anonymous – no name, no photo, just numbers. - No paywalls, no premium tiers, no "upgrade to unlock" – everything is free. - Built on Plaid, the same secure technology behind Venmo.
App privacy
The developer, Two Cent Software Inc., reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data: Product Interaction
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Financial Info: Other Financial Info
- User Content: Photos or Videos, Customer Support, Other User Content
- Identifiers: User ID
- Sensitive Info: Sensitive Info
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, App Functionality
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
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