Smart Budget & Money Tracker
Jia Ming Luk Finance iPhoneiPadiPod touch
Smart Budget & Money Tracker is a paid Finance app for iPhone and iPad by Jia Ming Luk. Requires iOS 15.6. Updated September 30, 2026.
- Price
- 6.99 USD
- on the App Store
- Size
- 138 MB
- Age 4+
- Updated
- Sep 30
- 2026 · v1.6.0
Screenshots
About Smart Budget & Money Tracker
FlexiExpensesManager, the Smart Expense Tracker, Budget & Finance Planner Take control of your money with this smart expenses tracker, a simple yet powerful budget planner and finance manager that helps you track every expense, manage bills, and understand your spending habits better. Whether you're planning monthly budgets or managing multiple accounts in different currencies, this app gives you everything you need to handle your personal finance smartly and securely — all offline, without sharing your data online. Why Choose FlexiExpensesManger, the Smart Expense Tracker? Unlike many finance apps overloaded with ads or cloud sign-ups, FlexiExpensesManager is built for privacy, control, and simplicity. You stay in full control of your financial data — everything is stored locally on your device. No login, no tracking, no unnecessary permissions. It’s the perfect solution for anyone who values a smart, private, and powerful way to manage money. Key Features ** Multi-Currency Support ** Track spending across multiple currencies with ease. Perfect for travelers, expats, or anyone managing money in different countries. Supports real-time currency rate conversion for accurate budgeting. ** Expense Tracker ** Log, edit, and monitor your daily expenses in seconds. Add detailed notes, choose custom icons, and view a clear summary of how your money flows each month. ** Multi-Layered Categories ** Organize your expenses and income using custom categories and subcategories. For example: Food → Dining → Coffee. It’s flexible, structured, and perfect for those who want a clear overview of where their money goes. ** Unlimited Accounts ** Create unlimited accounts to separate your finances — such as Cash, Bank, Wallet, or Savings. Perfect for users with multiple currencies or different spending sources. ** Currency Rate Conversion ** Stay accurate with live exchange rates. Instantly convert foreign currency expenses and view totals in your main currency. Ideal for international use. ** Budget Tools ** Set spending limits per category or account, track your progress, and receive visual feedback when you reach your budget goals. Smart tools help you stay disciplined and improve savings. ** Bill Splitting Tools ** Split expenses effortlessly with friends. Track who owes what, record repayments, and settle debts -- all within this smart expenses manager. ** Visual Insights ** Understand your spending patterns at a glance. Use pie charts, bar graphs, and a heat map to analyze how your money is spent over time. Gain deep insights into daily, weekly, and monthly spending behavior. ** Backup & Restore ** Your data belongs to you. Easily export or import your transactions for backup or transfer to another device. CSV support makes record keeping simple and secure. ** Privacy & Offline Safety ** FlexiExpensesManager, the Smart Expense Tracker, is completely offline — no accounts, no internet access required. This means your financial data never leaves your phone, keeping your privacy and safety at the highest level. ** Minimal Ads ** Enjoy a clean, distraction-free experience. The free version shows minimal ads, and every feature remains fully functional without limitations. ** Designed for Everyone ** Whether you're a student tracking pocket money, a freelancer managing multiple clients, or a traveler tracking foreign expenses, FlexiExpensesManager, the smart expenses tracker adapts to your lifestyle. It’s flexible, easy to use, and works perfectly for both simple and advanced finance tracking. --- Start Managing Smarter --- Stop wondering where your money goes — start managing it smartly. Manage your budget, bills, and money smarter with Smart Expense Tracker — your trusted offline finance planner that keeps things simple, private, and effective. Download now and take the first step toward a smarter financial life!
What’s new
Version 1.6.0 · Updated September 30, 2026
- Use local AI for receipt inferencing. Increase the parsing correctness.
App privacy
The developer, Jia Ming Luk, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to Smart Budget & Money Tracker
Looking for apps like Smart Budget & Money Tracker? Here are 6 similar apps on the App Store. The highest rated is Savings Currency Tracker (5.0/5), and all 6 are free to download.
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Savings Currency Tracker
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Expense Track – Budget & Spend
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Kaudal
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Saldoo - Shared Expenses
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Smart Budget & Money Tracker | – | 6.99 USD | September 30, 2026 | |
| Savings Currency Tracker | 5.0 / 5 (1) | Free | Dec 2, 2025 | Compare |
| Pocket - Budget Tracker | 3.0 / 5 (1) | Free | Aug 11, 2026 | Compare |
| Expense Track – Budget & Spend | 4.0 / 5 (4) | Free | Jul 18, 2025 | Compare |
| Kaudal | – | Free | Oct 21, 2026 | Compare |
| Spending Smarter | 5.0 / 5 (1) | Free | Dec 3, 2025 | Compare |
| Saldoo - Shared Expenses | – | Free | Oct 25, 2026 | Compare |