Credit Card AI
Benedict Chin Finance iPhoneiPadiPod touch
Credit Card AI is a free Finance app for iPhone and iPad by Benedict Chin. Rated 5.0/5 from 2 ratings. Requires iOS 17.6. Updated February 18, 2026.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 25 MB
- Age 4+
- Updated
- Feb 18
- 2026 · v1.71
Screenshots
About Credit Card AI
Is your credit card statement hiding unauthorized charges, forgotten subscriptions, or sneaky fees? Most expense trackers require your sensitive bank passwords to find these costs. We don't. Simply share your credit card statement directly from your banking app to our secure scanner. In seconds, our AI-powered expense tracker audits your bill to find the money you are losing—without ever asking for your login credentials. WHY CHOOSE Credit Card AI? Zero Risk: No bank logins. No Plaid. No data sharing. Instant Audit: Analyze months of transactions in seconds. Universal: Works with statements from all major credit card providers. STOP WASTING MONEY We turn your confusing bank statement into a clear list of savings: Subscription Manager: Identify recurring charges you forgot to cancel. Hidden Fee Detector: Spot service fees, unauthorized charges, and billing errors. Renewal Alerts: Mark subscriptions you want to cancel and get reminded before the next billing cycle. UNDERSTAND YOUR SPENDING Stop manually entering data into spreadsheets. Automated Budgeting: Smart categorization separates your needs from your wants. Fraud Detection: Our system flags transactions that look suspicious or don't match your history. Multi-Card Support: Combine insights from different cards into one view. HOW IT WORKS (IN 5 SECONDS) Open your credit card statement in your banking app. Tap the "Share" icon and select Credit Card AI. Analyze your hidden fees and spending breakdown. No manual downloads or file management required. Take back control of your finances. Download the private bill scanner today.
What’s new
Version 1.71 · Updated February 18, 2026
- Catch money leaks instantly: Find forgotten subscriptions, hidden fees, billing errors, and suspicious charges. - No bank login needed: Zero passwords, no Plaid, no linking accounts — safer and more private. - Fast, effortless scan: Audit months of transactions in seconds (no spreadsheets, no manual entry). - Turn statements into action: Clear, organized list of what to cancel, dispute, or watch. - Stay ahead of renewals: Get reminders before subscriptions charge again (for the ones you mark). - Works across cards: Combine insights from multiple credit cards in one view.
App privacy
The developer, Benedict Chin, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
Used for: App Functionality
Alternatives to Credit Card AI
Looking for apps like Credit Card AI? Here are 6 similar apps on the App Store. The highest rated is Finny – AI Credit Mentor (4.0/5), and all 6 are free to download.
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SubBuddy
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Cently: AI Finance Assistant
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CreditPath Daily Credit
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Stmnt
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Finny – AI Credit Mentor
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CardWise - Find Your Best Card
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Credit Card AI | 5.0 / 5 (2 ratings) | Free | February 18, 2026 | |
| SubBuddy | – | Free | Feb 2, 2026 | Compare |
| Cently: AI Finance Assistant | – | Free | Oct 1, 2026 | Compare |
| CreditPath Daily Credit | – | Free | Sep 29, 2026 | Compare |
| Stmnt | – | Free | Sep 4, 2026 | Compare |
| Finny – AI Credit Mentor | 4.0 / 5 (4) | Free | Feb 14, 2026 | Compare |
| CardWise - Find Your Best Card | – | Free | Jun 21, 2026 | Compare |
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