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Screenshots

  • Credit Card AI screenshot 1
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  • Credit Card AI screenshot 3
  • Credit Card AI screenshot 4

About Credit Card AI

Is your credit card statement hiding unauthorized charges, forgotten subscriptions, or sneaky fees? Most expense trackers require your sensitive bank passwords to find these costs. We don't. Simply share your credit card statement directly from your banking app to our secure scanner. In seconds, our AI-powered expense tracker audits your bill to find the money you are losing—without ever asking for your login credentials. WHY CHOOSE Credit Card AI? Zero Risk: No bank logins. No Plaid. No data sharing. Instant Audit: Analyze months of transactions in seconds. Universal: Works with statements from all major credit card providers. STOP WASTING MONEY We turn your confusing bank statement into a clear list of savings: Subscription Manager: Identify recurring charges you forgot to cancel. Hidden Fee Detector: Spot service fees, unauthorized charges, and billing errors. Renewal Alerts: Mark subscriptions you want to cancel and get reminded before the next billing cycle. UNDERSTAND YOUR SPENDING Stop manually entering data into spreadsheets. Automated Budgeting: Smart categorization separates your needs from your wants. Fraud Detection: Our system flags transactions that look suspicious or don't match your history. Multi-Card Support: Combine insights from different cards into one view. HOW IT WORKS (IN 5 SECONDS) Open your credit card statement in your banking app. Tap the "Share" icon and select Credit Card AI. Analyze your hidden fees and spending breakdown. No manual downloads or file management required. Take back control of your finances. Download the private bill scanner today.

What’s new

Version 1.71 · Updated February 18, 2026

- Catch money leaks instantly: Find forgotten subscriptions, hidden fees, billing errors, and suspicious charges. - No bank login needed: Zero passwords, no Plaid, no linking accounts — safer and more private. - Fast, effortless scan: Audit months of transactions in seconds (no spreadsheets, no manual entry). - Turn statements into action: Clear, organized list of what to cancel, dispute, or watch. - Stay ahead of renewals: Get reminders before subscriptions charge again (for the ones you mark). - Works across cards: Combine insights from multiple credit cards in one view.

App privacy

The developer, Benedict Chin, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info

Used for: App Functionality

Alternatives to Credit Card AI

Looking for apps like Credit Card AI? Here are 6 similar apps on the App Store. The highest rated is Finny – AI Credit Mentor (4.0/5), and all 6 are free to download.

Credit Card AI vs. alternatives
App Rating Price Last updated Compare
Credit Card AI 5.0 / 5 (2 ratings) Free February 18, 2026
SubBuddy – Free Feb 2, 2026 Compare
Cently: AI Finance Assistant – Free Oct 1, 2026 Compare
CreditPath Daily Credit – Free Sep 29, 2026 Compare
Stmnt – Free Sep 4, 2026 Compare
Finny – AI Credit Mentor 4.0 / 5 (4) Free Feb 14, 2026 Compare
CardWise - Find Your Best Card – Free Jun 21, 2026 Compare

Compare Credit Card AI with the top alternatives: ratings, updates, ASO score and keyword gaps →