InstaLedger
HSIN YU TSAI Finance iPhoneiPadiPod touch
InstaLedger is a free Finance app for iPhone and iPad by HSIN YU TSAI. Requires iOS 17.0. Updated September 17, 2026.
- Price
- Free
- on the App Store
- Size
- 36 MB
- Age 17+
- Updated
- Sep 17
- 2026 · v1.5.0
Screenshots
About InstaLedger
AI Quick Expense|AI Finance & Life Assistant Track expenses in one sentence and make money management feel natural. AI Quick Expense brings together AI expense tracking, account and asset management, shared ledgers, shared accounts, multi-currency support, charts, budgets, and everyday tools in one app. 【Fast AI Expense Tracking】 Type or say something like “Lunch 150 and coffee 80, record them as dining today.” AI helps organize the amount, category, account, and date. Use text, voice, photo/receipt recognition, or manual entry whenever it fits your situation. 【Accounts, Assets, and Liabilities】 Manage cash, bank accounts, digital wallets, credit cards, loans, and foreign-currency accounts. View total assets, total liabilities, net worth, account balances, transfers, and monthly changes to understand your full financial picture. 【Shared Ledgers, Shared Accounts, and Splitting】 Great for families, couples, friends, roommates, and shared expenses. Record together in a shared ledger, manage shared funds with shared accounts, and split bills for meals, trips, rent, or group purchases more clearly. 【Multi-Currency Tracking】 Track expenses and accounts in TWD, JPY, USD, THB, and more. Ideal for travel, overseas living, foreign-currency accounts, international subscriptions, and cross-border income or spending. Convert and view everything in your base currency. 【Charts, Budgets, and Insights】 See income and expenses, category breakdowns, daily trends, account distribution, and budget progress. Understand where your money goes and follow your spending habits with clear visual reports and AI-assisted insights. 【AI Life Assistant】 AI can help with more than bookkeeping: check weather, exchange rates, stocks, news, maps, traffic, restaurants, and music. You can also ask about spending records, analyze finances, manage reminders, remember where things are, and organize daily information. 【Life & Productivity Tools】 Includes to-do lists, calendar, notes, daily records, AI translation, QR scanner, currency converter, calculator, weight tracking, vehicle maintenance, customer CRM, gift money records, family birthdays, food roulette, and more. 【Personalized AI Characters】 Choose an AI character you like or upload your own character image to make bookkeeping and daily interactions feel more personal. AI Quick Expense is more than an expense tracker. It is a smart life assistant for finance, sharing, multi-currency management, AI help, and everyday productivity. Download now and start managing your money and life in a simpler way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://instaledger.cc/html/privacy-en.html
What’s new
Version 1.5.0 · Updated September 17, 2026
App improvements and bug fixes.
App privacy
The developer, HSIN YU TSAI, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: User ID
- Usage Data: Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- Financial Info: Other Financial Info
- Location: Precise Location, Coarse Location
- Contact Info: Name, Email Address
- User Content: Photos or Videos, Other User Content
- Usage Data: Other Usage Data
Used for: Third-Party Advertising, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data, Product Interaction
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Third-Party Advertising, App Functionality
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FINXI|記帳・投資・日記・共同帳本
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| InstaLedger | – | Free | September 17, 2026 | |
| AriBao - 自動記帳、借貸分攤、預算管理、急速記帳 | – | Free | Oct 14, 2026 | Compare |
| VocaBudget: AI Voice Budgeting | – | Free | Apr 12, 2026 | Compare |
| 錢去哪了 | – | Free | Apr 11, 2026 | Compare |
| EasyBudget | – | Free | Apr 15, 2026 | Compare |
| 記帳手冊 | – | Free | Aug 29, 2026 | Compare |
| FINXI|記帳・投資・日記・共同帳本 | – | Free | Oct 15, 2026 | Compare |
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