Know Your Finance: Money Guide

Know your money. Know yourself. Your finances are part of your life: the things you value, the goals you choose and the possibilities you want to explore. Know Your Finance helps you build a clearer understanding of your money, one question and one decision at a time. A personal finance companion for India, with no account required. Bring together your own records, explore planning tools, compare listed card features and learn in plain language. Start wherever you are. Rupy, your friendly guide, makes the journey feel more approachable. DISCOVER CREDIT CARDS WITH CONTEXT Explore the credit-card catalogue and read card details to understand listed fees, rewards and benefits. Answer a few questions for a shortlist with reasons and cautions. Compare listed card features side by side, save cards to My Wallet and explore listed lounge access. A match is not issuer approval. Check current issuer eligibility, fees, rewards and lounge conditions. UNDERSTAND YOUR PICTURE See recorded assets and debts together in net worth. Review entered income, spending, budgets and recurring bills to understand the records behind your totals. Your picture reflects what you add; asset values and debt repayments need manual updates. MAKE ROOM FOR WHAT MATTERS Create goals for your own priorities and follow the progress you record. Explore SIP, EMI, PPF, EPF, NPS, FD, RD, HRA, income tax, CAGR and XIRR tools, plus retirement, Rent vs Buy and Goal SIP scenarios. Change assumptions and explore supported comparisons to understand possibilities before deciding. LEARN WITH CONFIDENCE Start with everyday money questions, short built-in lessons and a glossary. Explore finance articles and save available full articles for offline reading. Learning milestones recognise activity recorded in the app. Educational risk and allocation tools explain their models and limits; they do not define who you are or assess suitability. YOUR RECORDS. YOUR SPACE. No sign-up or bank connection is needed to explore. Personal money records stay on your device. Create a Finance Backup for supported restore, or export separate reports and supported PDFs. You choose where exported files go. Backups contain sensitive, unencrypted financial information: save and share with care. Reports cannot restore the app. Device backups and files saved through other services are separate from app cloud sync, which is not offered. Widgets and Shortcuts open useful app screens. Add expense opens a form for you to review and save; it never silently records a transaction or pays a bill. Availability depends on device and iOS version. Manual records and core calculations work offline. Fresh cards, lounges, articles, images and external pages need internet; content requests expose technical information to delivery providers. Offline articles require saved full content. Automatic Indian-bank transaction sharing through Apple Wallet/FinanceKit is not offered. Manual entry and the documented statement CSV import are available. Requires iOS 18 or later. Calculations, risk results and allocation illustrations are educational estimates, not financial advice, guaranteed returns or a suitability assessment. Tax rules, product terms and external content may change. Review dates and assumptions, and consult a qualified professional for important decisions.