I Paid, I Owe
Harish Palaniappan Finance iPhoneiPadiPod touch
I Paid, I Owe is a free Finance app for iPhone and iPad by Harish Palaniappan. Requires iOS 15.1. Updated November 3, 2025.
- Price
- Free
- on the App Store
- Size
- 25 MB
- Age 9+
- Updated
- Nov 3
- 2025 · v1.2.5
Screenshots
About I Paid, I Owe
The easiest personal finance app you have ever used. Add your earnings from multiple sources, freelance projects, consulting income, contractual income, all in one place. Track what people owe you and what you owe others. Review your cash flow now and in future to understand your personal finance better. Version 1: Personal finance and Start-up Accounting app - Offline data store to allow users to use the app without a login or when they are offline - Online sync with ipio.biz59.net cloud when user is logged in. - Data Encryption added to allow users to encrypt all data with a PIN. The PIN is only saved on the phone/device and never send to the cloud. - On the web, users can see all their data, choose to delete all data or logout and delete their account at https://ipio.biz59.net Version 1.5: - Improved apple ID authentication - Added delete account functions to show to users after they login. - Improved data sync performance after user logs in.
App privacy
The developer, Harish Palaniappan, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
Used for: Analytics
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Contact Info: Email Address
- Usage Data: Advertising Data
Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, App Functionality
Alternatives to I Paid, I Owe
Looking for apps like I Paid, I Owe? Here are 6 similar apps on the App Store. The highest rated is Money Counter: Earnzy (5.0/5), and all 6 are free to download.
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WalletWhizz
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GelirGider - Budget Tracker
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Money Counter: Earnzy
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Debes: Who owes me? Do I owe?
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IOU - OweTracker
5.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| I Paid, I Owe | – | Free | November 3, 2025 | |
| WalletWhizz | – | Free | Aug 8, 2024 | Compare |
| IOU – Due & Lend Tracker | – | Free | May 2, 2026 | Compare |
| GelirGider - Budget Tracker | – | Free | Oct 17, 2026 | Compare |
| Money Counter: Earnzy | 5.0 / 5 (4) | Free | Oct 20, 2026 | Compare |
| Debes: Who owes me? Do I owe? | 4.0 / 5 (1) | Free | Sep 18, 2026 | Compare |
| IOU - OweTracker | 5.0 / 5 (4) | Free | Oct 14, 2026 | Compare |
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