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About Loaning.ai

Find the most competitive rate for your unique situation. Loaning.ai brings everything you need for your mortgage in one place — real-time rate checks, top lender comparisons, mortgage calculators, loan limit and eligibility checks, pre-approval application support, and live chat with experts. Using AI-powered analysis, we review your financial profile to help you secure lower rates and faster pre-approvals, while providing mortgages directly — with no broker fees.
 With automation and direct partner bank integrations, you can enjoy a fast, simple, and secure mortgage process from start to finish. Key Features Today’s Rates – Get daily updated, real-time mortgage rates Top Lender Comparison – Compare rates from the U.S. TOP 5 lenders in one view Live Chat with Experts – Get instant answers from licensed mortgage professionals (English & Korean support, NMLS#2357195 / DRE#02181069) Mortgage Calculator – Calculate loan rates and amounts based on your needs Loan Limit & Eligibility Check – Instantly find out how much you can borrow and if you qualify Monthly Payment Calculator – Plan your budget by calculating monthly payments ahead of time Why Choose Loaning.ai AI-Based Recommendations – Personalized mortgage suggestions based on your credit and financial profile No Broker Fees – We provide mortgages directly, saving you money Faster Closings – Automated, AI-powered process for quick approvals and closings Bilingual Support – English and Korean-speaking experts available anytime, anywhere Licensed & Trusted – Approved to provide mortgage services in CA, GA, TX, and NV (NMLS#2357195 / DRE#02181069) Buy your home, get a mortgage, and secure your future — now easier and faster with Loaning.ai.
 Download today and start your homeownership journey with competitive rates. Loaning.ai is licensed by the Nationwide Multistate Licensing System (NMLS #2357195) and the California Department of Real Estate (DRE #02181069).
 Information provided is for reference purposes only. Final loan terms are subject to lender review and approval.

App privacy

The developer, Habitfactory USA, Inc., reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Usage Data: Product Interaction
  • Contact Info: Email Address, Name

Used for: Analytics, App Functionality

Alternatives to Loaning.ai

Looking for apps like Loaning.ai? Here are 6 similar apps on the App Store. The highest rated is 끌 (마이데이터) (5.0/5), and all 6 are free to download.

Loaning.ai vs. alternatives
App Rating Price Last updated Compare
Loaning.ai – Free October 31, 2025
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Deep Lotto 4.4 / 5 (32) Free Aug 28, 2026 Compare
PBT Bancorp Mobile 4.7 / 5 (187) Free Sep 15, 2026 Compare

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