InvestEdu AI
PHUONG NGUYEN Finance iPhoneiPadiPod touch
InvestEdu AI is a free Finance app for iPhone and iPad by PHUONG NGUYEN. Rated 5.0/5 from 2 ratings. Requires iOS 15.1. Updated July 27, 2026.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 89 MB
- Age 4+
- Updated
- Jul 27
- 2026 · v1.0.10
Screenshots
About InvestEdu AI
• PERSONAL FINANCE FOR GEN Z & MILLENNIALS - Money can feel overwhelming—but getting started doesn’t have to be. - InvestEdu AI brings budgeting, debt planning, investing education, financial goals, and everyday money tools together in one simple app. It is designed for Gen Z, Millennials, couples, self-employed users, and anyone who wants to feel less lost about money—without complicated finance language or pressure. • UNDERSTAND YOUR MONEY Build stronger financial habits and make more informed decisions at your own pace. Explore real-life topics such as paycheck pressure, rising living costs, rent, groceries, subscriptions, credit cards, student loans, emergency savings, side-hustle income, taxes, employee benefits, insurance, major purchases, and planning for future milestones. • EXPLORE INVESTING WITHOUT THE JARGON - Take a Risk Assessment to better understand your comfort with investment risk. Review a sample Portfolio Mix across stocks, bonds, real estate, and cash, with example percentages and dollar amounts. - Use The Why to learn what different asset classes, index funds, and ETFs are, how diversification works, and why risk and potential return are connected. Portfolio History also helps you organize and review your investment information over time. • LEARN AT YOUR OWN PACE Explore 200+ easy-to-follow financial and investment questions and answers across beginner, intermediate, and advanced levels. Learn about saving, budgeting, debt, credit, investing, insurance, retirement, and other money topics without needing a finance background. • BUDGET FOR REAL LIFE - Budget Studio helps you organize your money across 9 practical categories. Create a plan, compare planned and actual spending, review charts, add notes and reminders, track savings, and export reports. - Use it to think through everyday challenges like irregular income, higher grocery bills, recurring subscriptions, social spending, Buy Now, Pay Later purchases, and balancing today’s needs with tomorrow’s goals. • BUILD YOUR DEBT PAYOFF PLAN Organize multiple debts and compare Snowball, Avalanche, and Flexible payoff strategies. Review estimated payoff timelines, potential time saved, and potential interest saved so you can better understand your choices. • PLAN TOGETHER Collaborate with your partner or family to review budgets, share financial goals, organize debt, and stay aligned on your money journey. Build a clearer plan together without linking a bank account. • PREPARE FOR WHAT’S NEXT - Use Financial Counseling tools to build a saving strategy, set financial goals, prepare an emergency fund, and explore insurance planning. - Personal Finance includes 10 practical tools for topics such as paychecks and benefits, bills and subscriptions, credit health, taxes, emergency preparation, insurance, and smart big purchases. - Whether you are trying to stop living paycheck to paycheck, manage side-hustle income, move into your own place, pay down student loans, build credit, save for a home, or simply feel more organized, InvestEdu AI helps you take the next step. • STAY MOTIVATED Start your day with InvestEdu AI Quotes—short financial insights and motivation to help you stay connected to your goals. • PRIVATE. SIMPLE. LOW PRESSURE. No bank linking. No ads. No finance background required. Use the tools at your own pace and enter only the information you are comfortable sharing. InvestEdu AI is for educational and informational purposes only. It does not provide personalized financial, investment, legal, tax, insurance, or accounting advice. Portfolio examples and calculations are illustrative. Investing involves risk, including possible loss of principal. Terms: https://investedu-ai.vercel.app/terms.html Privacy Policy: https://investedu-ai.vercel.app/privacy.html
What’s new
Version 1.0.10 · Updated July 27, 2026
• A Fresh Experience for Gen Z & Millennials We refreshed InvestEdu AI to make personal finance feel simpler, clearer, and less overwhelming—from the first screen to every feature inside the app. • New Pre-Login Landing Page Explore what InvestEdu AI can help you do before signing in. Learn about budgeting, debt payoff, investing, financial education, money habits, and more in one easy-to-follow introduction. • A Simpler Way to Explore Investing Portfolio Mix, Risk Assessment, Portfolio History, and The Why have been improved to explain asset classes, diversification, ETFs, risk, and return in more approachable language. • More Practical Financial Education Updated learning content now better reflects real-life Gen Z and Millennial money concerns, including paycheck pressure, rising living costs, credit cards, student loans, emergency savings, investing, insurance, and future planning. • Budgeting Built for Real Life Budget Studio has been enhanced to make it easier to plan, track spending, compare your budget, review insights, add notes and reminders, and organize money across 9 practical categories. • Better Debt Planning Tools Debt Management now provides a clearer way to organize debts and compare Snowball, Avalanche, and Flexible payoff strategies, including estimated time and interest savings. • Stronger Everyday Money Tools Financial Counseling and Personal Finance have been updated to help with savings goals, emergency funds, bills, subscriptions, credit health, taxes, employee benefits, insurance, and major purchases. • Plan Together Collaboration tools make it easier to review budgets, share goals, and stay aligned with your partner or family—without linking a bank account. • A More Approachable New Look Feature icons and visual elements have been redesigned with a cleaner, more modern style created for Gen Z and Millennials. • No Ads. No Distractions. All advertising has been removed so you can focus on learning, planning, and building stronger financial habits. • Try Everything Free for One Month New subscribers receive a 1-month free trial with full access to InvestEdu AI features.
App privacy
The developer, PHUONG NGUYEN, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Physical Address, Email Address, Name, Phone Number
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
Used for: App Functionality
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| InvestEdu AI | 5.0 / 5 (2 ratings) | Free | July 27, 2026 | |
| Flippster | – | Free | Apr 24, 2026 | Compare |
| Staqqed | 5.0 / 5 (1) | Free | Sep 15, 2026 | Compare |
| MoonUp: Intelligent Wealth | 5.0 / 5 (4) | Free | Oct 24, 2026 | Compare |
| Simple Bookkeeping - no ads | 4.5 / 5 (2) | Free | May 27, 2024 | Compare |
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