Clove

Money is personal and life’s decisions are not easy. Clove connects you with qualified financial planners for clear, practical financial guidance - when it matters most. Whether you’re: • Navigating stock options • Reviewing your pension • Buying your first home • Changing jobs • Starting a family • Inheriting money Clove gives you space to think clearly and plan with confidence. ------ HOW CLOVE WORKS Your employer partners with Clove to give you access to financial guidance as a workplace benefit. Through the app, you can: • Book 1:1 sessions with a Clove financial planner • Ask questions about your finances • Track your financial picture with tools • Prepare for your life milestones ------ DESIGNED AROUND LIFE NOT PRODUCTS Clove focuses on the moments that shape your financial future. Instead of pushing transactions, we help you understand trade-offs, clarify priorities, and make informed decisions. ------ SEE WHERE YOU STAND Track your financial picture, prepare for milestones, and keep everything in one place - so you’re not guessing when the stakes are high. ------ YOUR PRIVACY MATTERS Your employer provides access to Clove, but your sessions remain confidential. Your employer does not see your personal financial details or your conversations. ------ Clove currently provides financial guidance. Regulated financial advice services are not available at this time.