Tim: Time is Money
De la Cruz Consulting LLC Finance iPhoneiPadiPod touch
Tim: Time is Money is a free Finance app for iPhone and iPad by De la Cruz Consulting LLC. Rated 5.0/5 from 6 ratings. Requires iOS 18.2.
- Rating
- 5.0
- 6 ratings
- Price
- Free
- on the App Store
- Size
- 91 MB
- Age 4+
- Updated
- Mar 18
- 2026 · v1.12
Screenshots
About Tim: Time is Money
Your money is scattered across bank apps, credit cards, and login screens. Tim puts three numbers on your home screen: what you have, what you owe, and what's left to spend this month. ONE APP. THREE NUMBERS. THAT’S IT. - Cash — total across your accounts - Debt — total across cards and loans - Budget — what's left this month, and how many days to go Set your own budget or let Tim estimate based on your last 30 days. Either way, one glance tells you where you stand. FEEL YOUR SPENDING Digital payments are invisible. You tap, it's gone, you forget. Tim sends alerts when you spend — so purchases feel real , like handing over cash. NOT JUST ANOTHER BUDGETING APP No spreadsheets. No pie charts. No "you spent 34% more on dining out." Just the numbers that matter, visible on your home screen without opening anything. SECURE CONNECTION Connect through Plaid — the same service behind Venmo, Robinhood, and other major banking apps. Bank-level encryption, read-only access. Tim sees your balances but can never move money. PRICING: $2.99/MONTH - 7-day free trial with full access - Unlimited bank connections - Real-time spending alerts - Automatic widget updates Payment charged after trial. Auto-renews unless cancelled 24 hours before period ends. Manage in Account Settings. Privacy: https://afdelacruz.github.io/Tim/docs/privacy-policy.html Terms: https://afdelacruz.github.io/Tim/docs/terms-of-service.html
Ratings & reviews
5.0
6 ratings
What’s new
Version 1.12 · Updated March 18, 2026
UI Updates for budgeting, onboarding and swipe to refresh!
App privacy
The developer, De la Cruz Consulting LLC, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Diagnostics: Crash Data
- Financial Info: Other Financial Info
- Contact Info: Email Address
- Identifiers: User ID
Used for: Analytics, App Functionality
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Tim: Time is Money | 5.0 / 5 (6 ratings) | Free | March 18, 2026 | |
| Subscription Tracker: Burn | – | Free | May 4, 2026 | Compare |
| BillSense: Bill Reminder | 5.0 / 5 (1) | Free | Jun 23, 2026 | Compare |
| Subscription Tracker - SubCal | 4.0 / 5 (4) | Free | Jan 26, 2026 | Compare |
| LoanIt Now ! | 5.0 / 5 (1) | Free | Sep 15, 2026 | Compare |
| Paynium - Payment Tracker | – | Free | Jul 30, 2026 | Compare |
| Budget Fury: Envelope Budget | – | Free | Oct 19, 2026 | Compare |
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