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Screenshots

  • Klear: AI Financial Coach screenshot 1
  • Klear: AI Financial Coach screenshot 2
  • Klear: AI Financial Coach screenshot 3
  • Klear: AI Financial Coach screenshot 4

About Klear: AI Financial Coach

Most money apps show you what you spent. Klear helps you understand what to do next. Meet Penny — your AI money coach who actually understands your life. She helps you pay off debt, build savings, and make smarter decisions with your money — all based on your real spending. Ask anything. “How do I pay this off faster?” “Can I afford that trip?” “What should I do next?” Penny gives you clear, personalized answers — not generic advice or confusing charts. With Klear, you don’t just track your money. You understand it. Klear is built to give you clarity and confidence in your financial decisions: Personalized coaching Penny learns your habits and gives you practical next steps that fit your life. Simple, powerful budgeting See where your money is going without getting lost in spreadsheets or complicated categories. Debt payoff planning Create a clear path to becoming debt-free and track your progress along the way. Goal tracking Stay motivated with visual progress toward the things that matter most to you. Private and secure Your data is protected with bank-level encryption and always belongs to you. Klear makes managing money feel simple, clear, and human again. No spreadsheets. No financial jargon. Just clarity, confidence, and control over your money. Download Klear and start making smarter decisions today. Terms of Use: https://useklear.com/terms Privacy Policy: https://useklear.com/terms#privacy

Ratings & reviews

4.5

8 ratings

5 ★ 88% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 13%

What’s new

Version 1.1.0 · Updated October 13, 2026

AI Insight Every time you open the app, you'll see a short AI overview of your budget for the month. It covers how your spending is pacing, which categories need attention, and where you're doing well. New dashboard details Tap Income, Spending or Savings on your dashboard to see the whole picture: how you're pacing this month, a month-to-date chart, the categories behind each total, and the transactions that make it up. Improved goals The monthly contribution slider now drags smoothly. Deleting a goal takes you straight back to your list. Adding or removing money keeps what you're typing visible above the keyboard. Minor bug fixes Plus small fixes and polish throughout the app.

App privacy

The developer, Zachary Branson, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Name, Physical Address, Email Address, Phone Number, Other User Contact Info

Used for: Product Personalization, App Functionality

Alternatives to Klear: AI Financial Coach

Looking for apps like Klear: AI Financial Coach? Here are 6 similar apps on the App Store. The highest rated is CBTx Mobile Banking (4.8/5), and all 6 are free to download.

Klear: AI Financial Coach vs. alternatives
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Klear: AI Financial Coach 4.5 / 5 (8 ratings) Free October 13, 2026
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CBTx Mobile Banking 4.8 / 5 (3,733) Free Sep 29, 2026 Compare
Piere: Budget, Save, Plan 4.4 / 5 (744) Free Oct 7, 2026 Compare
Changed: Automate Debt Payoff 4.6 / 5 (5,660) Free Oct 27, 2026 Compare
Origin: AI Budget and Track 4.6 / 5 (3,985) Free Oct 23, 2026 Compare

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