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Screenshots

  • Raqami Islamic Digital Bank screenshot 1
  • Raqami Islamic Digital Bank screenshot 2
  • Raqami Islamic Digital Bank screenshot 3
  • Raqami Islamic Digital Bank screenshot 4

About Raqami Islamic Digital Bank

Raqami Islamic Digital Bank is a licensed Islamic bank operating under the State Bank of Pakistan's Digital Retail Bank framework, offering secure, seamless, and Shariah-compliant banking designed around your everyday financial needs — jo tum chaho. Backed by Pakistan Kuwait Investment Company (Private) Limited and Enertech Holding Company, a subsidiary of the Kuwait Investment Authority, Raqami combines global institutional strength with local expertise to deliver a modern Islamic banking experience in Pakistan. Whether you're looking to open a bank account online, earn halal profit on your savings, transfer money instantly, pay bills, or manage your finances securely, Raqami makes Islamic banking simple, accessible, and convenient. OPEN AN ISLAMIC BANK ACCOUNT ONLINE • Open your Islamic bank account in under 5 minutes • 100% paperless onboarding • No paperwork or branch visits required • Start banking anytime, anywhere in Pakistan SECURE ISLAMIC BANKING YOU CAN TRUST • Licensed by the State Bank of Pakistan under the Digital Retail Bank framework • Biometric login and device-bound security • Bank-grade protection designed to safeguard your identity and funds • Shariah-compliant banking solutions built around your financial needs GROW YOUR SAVINGS WITH HALAL PROFIT • Competitive halal profit rates on savings • Monthly profit credited directly to your account • Open and manage Islamic Term Deposits with ease • Swift profit disbursement upon maturity • Pakistan's first Shariah-compliant 7-Day Digital Term Deposit without unnecessary delay in profit disbursement EVERYDAY BANKING MADE SIMPLE • Free PayPak Debit Card accepted nationwide • Free cash withdrawals from designated ATM networks* • Withdraw up to PKR 100,000 in a single transaction from Askari Bank ATMs • Free bill payments anytime, anywhere • Instant money transfers through Raast • Smart routing with automatic fallback to 1LINK when required • Eco-friendly debit card made using recyclable materials MORE REWARDS, MORE VALUE • Exclusive discounts and offers through PayPak and Golootlo partner merchants • Enjoy savings on dining, shopping, travel, and more across Pakistan HIGHER LIMITS, GREATER FLEXIBILITY • Open additional accounts without additional KYC requirements • Daily transaction limits up to PKR 10 million • Built for secure, high-value banking 24/7 CUSTOMER SUPPORT • Dedicated support whenever you need assistance • Call us anytime at 051-111-727-264 • Email: [email protected] WHY CHOOSE RAQAMI? • Licensed by the State Bank of Pakistan • Shariah-Compliant Banking • Online Account Opening • Halal Profit on Savings • Islamic Term Deposits • Free Bill Payments • Instant Raast Transfers • Free Debit Card • Discounts through PayPak & Golootlo • Secure Banking • High Transaction Limits • 24/7 Customer Support Download Raqami Islamic Digital Bank today and experience secure, Shariah-compliant banking built for Pakistan.

Ratings & reviews

4.2

34 ratings

5 ★ 76% 4 ★ 6% 3 ★ 0% 2 ★ 0% 1 ★ 18%

What’s new

Version 2.1 · Updated October 7, 2026

• Introducing Cashback on Bill Payments — pay eligible bills through the Raqami app and enjoy cashback rewards. • Performance improvements and bug fixes for a smoother banking experience.

App privacy

The developer, Raqami Islamic Digital Bank Limited, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Phone Number, Email Address, Name, Other User Contact Info
  • Usage Data: Product Interaction
  • Financial Info: Payment Info
  • User Content: Photos or Videos
  • Identifiers: User ID, Device ID
  • Sensitive Info: Sensitive Info

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Location: Precise Location
  • Contacts: Contacts
  • Diagnostics: Crash Data

Used for: Analytics, App Functionality, Other Purposes

Alternatives to Raqami Islamic Digital Bank

Looking for apps like Raqami Islamic Digital Bank? Here are 6 similar apps on the App Store. The highest rated is Askari Digital Acc Opening App (5.0/5), and all 6 are free to download.

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