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Screenshots

  • USEFCU screenshot 1
  • USEFCU screenshot 2
  • USEFCU screenshot 3
  • USEFCU screenshot 4

About USEFCU

The USEFCU app combines the function of a branch location with the convenience of your smartphone. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with USEFCU: * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.  To use the USEFCU app, you must be enrolled as a USE Federal Credit Union digital banking user. If you currently use our online banking, simply download the app, launch it, and login with the same credentials.

Ratings & reviews

4.6

668 ratings

5 ★ 84% 4 ★ 6% 3 ★ 3% 2 ★ 1% 1 ★ 5%

What’s new

Version 3.38.1 · Updated September 22, 2026

Version 3.38.1 • Bug fixes and performance improvements

App privacy

The developer, US Employees OC Federal Credit Union, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Advertising Data
  • Diagnostics: Crash Data
  • Contact Info: Name, Email Address, Phone Number
  • User Content: Photos or Videos, Customer Support
  • Financial Info: Payment Info
  • Contacts: Contacts

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Precise Location, Coarse Location

Used for: Product Personalization, App Functionality

Alternatives to USEFCU

Looking for apps like USEFCU? Here are 6 similar apps on the App Store. The highest rated is GoBankFFB (4.9/5), and all 6 are free to download.

USEFCU vs. alternatives
App Rating Price Last updated
USEFCU 4.6 / 5 (668 ratings) Free September 22, 2026
USE Credit Union 4.8 / 5 (96) Free Aug 4, 2026
True Sky Credit Union 4.8 / 5 (4,016) Free Jan 7, 2026
US #1364 Federal Credit Union 4.8 / 5 (1,102) Free Jul 7, 2026
WEOKIE Mobile 4.7 / 5 (4,855) Free Apr 14, 2026
OKCU Digital Banking 4.6 / 5 (1,645) Free Mar 25, 2026
GoBankFFB 4.9 / 5 (6,103) Free Sep 22, 2026