Pearl - AI Money Companion

Stop guessing, start spending. Pearl is the AI money companion that actually gets it. Pearl is your chill, 24/7 money bestie for Gen Z that helps you hit your goals without the gatekeeping. Whether it’s rent, insurance, tuition, or that random subscription you forgot to cancel, Pearl tracks it all so you can spend on what matters with confidence—perfect for college students, interns, and new grads learning adulting money basics. It’s not just a budget planner—it’s a financial glow-up. THE MAIN VIBE: “SAFE-TO-SPEND” Pearl gives you one simple number: what you can spend right now while still covering your bills and savings goals. No more "I think I'm fine?" moments or payday jumpscares—just real-time spending limits, paycheck-to-paycheck clarity, and daily money tracking. WHY PEARL EATS: Automatic Bill Tracker: We find your recurring bills (subscriptions, utilities, rent) so you don’t have to. Set-Aside Goals: Travel, emergency funds, student loans, or investing—Pearl plans for it. Cash Flow Forecast: See your money’s future before next week hits (paycheck forecast + bill due dates). Smart Nudges: We’ll let you know if your weekend plans are about to ruin your rent money—so you stay on track without budgeting stress. CHAT LIKE A HUMAN No boring spreadsheets. Just ask Pearl: “Can I afford these shoes?” “How much for the weekend?” “Where is my money even going?” Pearl answers instantly with your real-time data—like a personal finance assistant for your bank account. SECURITY & PRIVACY We use secure bank connections and encrypted data. Pearl is a privacy-first informational tool for personal finance, budgeting, and cash flow. Note: Pearl is a planning tool for financial wellness and does not move money or provide investment/tax advice.