How I Spend My Money
Blackbeard Labs Finance iPhoneiPadiPod touch
How I Spend My Money is a free Finance app for iPhone and iPad by Blackbeard Labs. Requires iOS 15.6. Updated October 8, 2025.
- Price
- Free
- on the App Store
- Size
- 94 MB
- Age 4+
- Updated
- Oct 8
- 2025 · v1.2.3
Screenshots
About How I Spend My Money
How I Spend My Money Track smarter. Spend better. Save together. Forget boring expense trackers. This is personal finance with personality - powered by AI, designed for insight, and made to keep you motivated. Scan Receipts. Understand Every Rupee. Snap a photo. Our AI breaks down your spending by individual items, not just totals. Now you know exactly what you’re spending on - food, fashion, subscriptions, or that late-night snack run. Smarter Budgets That Learn from You Our system learns from your habits to predict budgets, highlight overspending, and guide you to better money habits - automatically. Gamify Saving. Compete to Win. Earn badges, join saving challenges, and climb leaderboards. Invite friends and turn money management into a game you actually want to play. Why It’s Different 1. AI-powered itemized expense tracking 2. Smart, predictive budgeting 3. Lifestyle-based financial feedback 4. Gamified features to stay consistent Whether you’re just getting started with budgeting or looking to level up your money game - this is your next step. Download How I Spend My Money today and start turning spending into progress. Privacy Policy: http://blackbeardlabs.org/privacy Terms and Conditions: http://blackbeardlabs.org/terms
What’s new
Version 1.2.3 · Updated October 8, 2025
Bug fixes and general enhancements
App privacy
The developer, Blackbeard Labs, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info: Email Address
- Identifiers: User ID, Device ID
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- Contact Info: Email Address, Name
- Financial Info: Other Financial Info
- Purchases: Purchase History
- User Content: Customer Support
Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Advertising Data, Product Interaction
- Diagnostics: Crash Data, Performance Data
- User Content: Photos or Videos
Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality
Alternatives to How I Spend My Money
Looking for apps like How I Spend My Money? Here are 6 similar apps on the App Store. The highest rated is My Budget Friend (5.0/5), and 5 of the 6 are free to download.
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Expense Tracker: Better Track
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Monir - Spending Tracker
-
kakeibo - simple account book
-
My Budget Friend
5.0
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SimpleSpend - 0$ Budget
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Invoice
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| How I Spend My Money | – | Free | October 8, 2025 | |
| Expense Tracker: Better Track | – | Free | Mar 6, 2024 | Compare |
| Monir - Spending Tracker | – | Free | Feb 10, 2026 | Compare |
| kakeibo - simple account book | – | Free | May 27, 2026 | Compare |
| My Budget Friend | 5.0 / 5 (3) | Free | Mar 16, 2025 | Compare |
| SimpleSpend - 0$ Budget | – | Free | Jun 13, 2025 | Compare |
| Invoice | – | 0.99 USD | Jul 10, 2025 | Compare |