Paycheck Calculator Salary Tax

Don't just compare salaries. Compare what you actually keep. Salary Calculator is a precision personal finance and paycheck calculator designed to reveal your true net take-home pay. Whether evaluating job offers, negotiating a raise, switching to 1099 contracting, or planning a move, get deterministic clarity on every dollar earned, taxed, and kept. PRECISE TAKE-HOME PAY & TAX ENGINE Calculate your exact net paycheck across any pay schedule with an advanced tax engine: • IRS Tax Brackets: Full support for 2026 & 2025 federal brackets and standard deductions. • 4 Filing Statuses: Single, Married Jointly, Married Separately, and Head of Household. • All 50 US States + D.C.: Precise calculations for progressive states (CA, NY), flat tax states (IL, PA), and zero-tax states (TX, FL, WA, NV, TN, WY, AK, SD, NH). • FICA Taxes: Computes Social Security (6.2% up to wage base cap) and Medicare (1.45% plus 0.9% Additional Medicare Tax for higher earners). • Pre & Post-Tax Deductions: Traditional 401(k), Roth 401(k), HSA, FSA, health, dental, and vision insurance. • Child Tax Credit: Incorporates dependent child tax credits into your take-home estimate. • 8 Pay Frequencies: Convert across Annual, Monthly, Semimonthly, Biweekly, Weekly, Daily, Hourly, and Quarterly periods. JOB OFFER COMPARISON (JOB A vs. JOB B) Never make career decisions on headline salary alone: • Head-to-Head Evaluation: Compare offers side-by-side across salary, bonus, 401(k) match, health coverage, PTO, and commute. • Real Economic Value: Discover which role delivers more net cash after state taxes, retirement matching, and transit costs. • Clear Winner Badge: Instantly identify the superior offer with an itemized annual dollar advantage. SPECIALIZED CAREER & FINANCIAL TOOLS • Salary Converter: Convert between hourly rates and annual salaries across 8 frequencies. Customize schedules to find your True Working Hourly Rate factoring in paid time off. • Raise Calculator: Calculate your net gain after taxes. Includes a 2x2 cash flow gain grid and a marginal tax bite bar to debunk tax bracket myths. • 1099 vs. W-2 Employee: Find your break-even 1099 rate accounting for 15.3% self-employment tax, unpaid vacations, private healthcare, and business write-offs. • Total Compensation: Model your complete package: base salary, bonus, 401(k) match, employer health contributions, and PTO cash value. • PTO Value Calculator: Determine the cash value of paid vacation days and holidays with daily and hourly earning rates. • Commute Cost Calculator: Measure the true expense of commuting. Track fuel, maintenance, tolls, parking, transit fares, and annual hours in traffic. • Location Comparison: Compare disposable income between two locations by calculating state tax differences alongside monthly rent differences. • Overtime Pay: Calculate gross and net pay across regular hours, 1.5x overtime, 2.0x double-time, and holiday rates. SMART WORKFLOWS & ON-DEVICE PRIVACY • Ask AI About Your Pay: Instant plain-language explanations for paycheck deductions, marginal tax brackets, 401(k) strategies, and rent affordability rules. • PDF & Text Export: Generate clean, formatted PDF summaries and text reports to share during job interviews and salary negotiations. • Saved Scenarios: Store multiple salary scenarios, mark favorites, duplicate profiles, and search your calculation history with SwiftData. • Widgets & Siri Shortcuts: View take-home pay on your Home Screen and Lock Screen, or run calculations hands-free with Siri. • 100% Private: All calculations run locally on your device. Zero tracking, no sign-up required, and financial data never leaves your iPhone. • 10 Languages & 11 Currencies: Localized for English, Spanish, Chinese, Tagalog, Vietnamese, Arabic (with RTL layout), French, Korean, Russian, and Portuguese across major world currencies. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/