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  • Binq screenshot 1
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About Binq

Welcome to Binq—your smart, AI-powered platform, built exclusively for dynamic business owners. Effortlessly intuitive, seriously fast, and powered by cutting-edge AI technology, Binq makes accessing the best business finance solutions and managing those applications quicker and easier than ever before. Why Businesses Love Binq: • Instant Pre-Qualification & Real-Time Quotes: Receive instant, live finance quotes from our extensive network of trusted lenders. Binq’s AI powered smart decisioning engine matches your business with tailored finance solutions—instantly. • 24/7 AI Agent Alongside Real Human Support: Choose between human and AI support. No more waiting around. Our always-on AI agent provides round-the-clock support, expert guidance, and instant answers, keeping your finance decisions sharp and informed whenever you need them… • Bespoke Financial Solutions: From rapid short-term loans to tailored asset finance, Binq connects you with perfect-fit finance solutions. Get competitive terms, tailored to your unique business needs, without any hassle and faster than anyone else. • Seamless Data Integration: Securely connect your business financial information directly into the app. Check your eligibility instantly and breeze through decisions—say goodbye to paperwork, delays, sales calls and headaches. • Funds in Hours, Not Days: Speed matters. With Binq, access business finance in hours, not days. Move fast, secure your growth, and meet urgent financial needs without slowing down your business. • Live Status Updates: Stay in the loop at every step with real-time application updates. Our intuitive, user-friendly app keeps you informed, confident, and in control throughout your funding journey. • Future-Ready Business Solutions: Binq isn’t just about finance. Our platform is continually evolving, preparing to help you cut costs, boost efficiency, and grow your business through innovative, integrated solutions. Who Should Use Binq? Designed for ambitious SMEs, entrepreneurs on the move, and dynamic businesses ready to scale. Whether your annual turnover is £10k or £10m+, Binq gives you rapid access to smart finance solutions, so you can focus on doing what you do best - building your business. Secure & Trusted: Your security is our priority. Binq follows strict privacy and compliance standards, protecting your sensitive financial data at every step. Make finance your competitive advantage—simple, smart, and seriously quick. Download Binq today and unlock AI-powered business finance that just works.

What’s new

Version 105.0.2 · Updated May 26, 2026

Bug fix and performance upgrade.

App privacy

The developer, Ocean Finance, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info, Credit Info, Other Financial Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number, Other User Contact Info
  • User Content: Photos or Videos, Audio Data, Customer Support, Other User Content
  • Identifiers: User ID
  • Sensitive Info: Sensitive Info
  • Other Data: Other Data Types

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: App Functionality

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