moneasy AI Expense Tracker
Ryo Takaoka Finance iPhoneiPadiPod touch
moneasy AI Expense Tracker is a free Finance app for iPhone and iPad by Ryo Takaoka. Requires iOS 18.0. Updated October 6, 2026.
- Price
- Free
- on the App Store
- Size
- 12 MB
- Age 4+
- Updated
- Oct 6
- 2026 · v2.4.2
Screenshots
About moneasy AI Expense Tracker
Just say "Starbucks $7 yesterday" and AI voice recording auto-fills amount, category, store, and date. Say "salary 3000 received" and it automatically records as income. No switching needed — AI fills in the amount, category, store and date for you. Snap a receipt. Speak naturally. Your budget stays on track. Cash, QR payments, transit cards — record them the moment you pay. No bank linking required. No ads. Your financial data stays yours. ■ Receipt Scanning with AI Just take a photo. AI recognizes store name, total, individual items, and categories automatically. Multi-page receipts are handled seamlessly. ■ AI Voice Input Say "lunch $12 and train $3 yesterday" — AI separates multiple expenses in one go. Income is auto-detected from context words like "salary", "received", "bonus". ■ Built for Cash Payments Bank-linked apps miss cash, QR payments, and transit cards. With moneasy, just speak right after you pay — at the convenience store, the doctor's office, anywhere. Your cash and QR payments get captured instantly. ■ Lock Screen & Widgets (iOS 18) One-tap access from Lock Screen controls and Home Screen widgets. Always see today's remaining budget at a glance. ■ Family Sharing with QR Code Share your household budget by simply scanning a QR code — no typing invite codes. All shared data is protected with AES-GCM encryption. No bank credentials needed. Your partner's expenses sync in real time. ■ AI That Learns Record "Starbucks = Food, Apple Pay" once, and it's applied automatically next time. Receipt items are learned too — chips go to Food, shampoo to Household. All learning data stays on-device. ■ Smart Budget Management Set a monthly budget and see "today's spending limit" auto-calculated daily. Auto-set budgets from your income and savings goals. Fixed expenses are auto-recorded monthly and visible right on the home screen. ■ Privacy First No ads. No bank account registration. Your financial data is stored only on your device and iCloud. AI learning data stays on-device. We never sell or share your financial information. ■ Free AI, No Catch AI voice input and receipt AI analysis are free up to 5 times per month. Upgrade to Pro for unlimited access, plus AI advice, CSV import, and family sharing (encrypted). Start your 30-day free trial today and experience effortless expense tracking. $1.99/month or $12.99/year (save ~45%). ■ Subscription Information - Free trial: 30 days (all Pro features included) - Monthly: $1.99/month - Yearly: $12.99/year (≈$1.08/month, save ~45% vs monthly) - Your subscription auto-renews at the same price unless cancelled at least 24 hours before the end of the current period. - You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use: https://moneasy.sss3yai.com/terms/ Privacy Policy: https://moneasy.sss3yai.com/privacy-policy/
What’s new
Version 2.4.2 · Updated October 6, 2026
- Fixed an issue where AI recording was unavailable on some devices. - Fixed an issue where tapping Analyze while recording could save the same expense twice. - Stability improvements.
App privacy
The developer, Ryo Takaoka, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- User Content: Photos or Videos
- Identifiers: Device ID
- Diagnostics: Crash Data
Used for: App Functionality
Alternatives to moneasy AI Expense Tracker
Looking for apps like moneasy AI Expense Tracker? Here are 6 similar apps on the App Store. The highest rated is Axis - Smart Budget & Bills (5.0/5), and 5 of the 6 are free to download.
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チャット家計簿
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ReceiTracker: Receipt Scanner
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みんなのAI家計簿
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AI Expense Tracker - Dengii
3.0
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Axis - Smart Budget & Bills
5.0
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Family Budget
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| moneasy AI Expense Tracker | – | Free | October 6, 2026 | |
| チャット家計簿 | – | Free | Mar 4, 2026 | Compare |
| ReceiTracker: Receipt Scanner | – | 2.99 USD | Oct 5, 2026 | Compare |
| みんなのAI家計簿 | – | Free | Sep 9, 2026 | Compare |
| AI Expense Tracker - Dengii | 3.0 / 5 (2) | Free | May 27, 2026 | Compare |
| Axis - Smart Budget & Bills | 5.0 / 5 (1) | Free | Apr 28, 2026 | Compare |
| Family Budget | – | Free | Mar 23, 2026 | Compare |