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  • Karmon AI screenshot 1
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About Karmon AI

Karmon AI – Your Smart Personal Finance Assistant Karmon AI is your all-in-one financial assistant, designed to help you manage your money smarter - wherever you are. Whether you're tracking daily expenses, managing debts, or calculating Zakat, Karmon AI brings clarity and control to your finances with intelligent insights and an intuitive interface. Built with users in Uzbekistan in mind - including full support for Uzcard, HUMO, and the Uzbek som - Karmon AI also supports multi-currency accounts, making it useful for users worldwide. Key Features Budget Overview – Instantly view your income, expenses, and total balance Category Insights – Understand your spending patterns with visual charts Loan Management – Track borrowed and lent money and send SMS reminders Zakat Calculator – Calculate your Zakat obligations based on assets Transaction History – Search and browse past transactions by category or tag\ Multi-language Support – Available in Uzbek, Russian, and Arabic Privacy First Your financial data is encrypted and stored securely. Karmon AI does not use third-party tracking or share your personal information. Your privacy is our priority. Subscription Information Payment will be charged to your Apple ID upon confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscriptions in your App Store account settings. Any unused portion of the subscription period is non-refundable. Terms & Policies Privacy Policy: https://sites.google.com/view/karmon-ai-privacy Terms of Use: https://sites.google.com/view/termof-use-karmon-ai Download Karmon AI today and take control of your finances—whether you're in Uzbekistan or anywhere in the world.

Ratings & reviews

5.0

9 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 3.1.0 · Updated October 15, 2026

Ushbu yangilanishda: • Oflayn rejim — endi internet aloqasi bo'lmaganda ham tranzaksiyalarni qo'shishingiz mumkin. • Ilova barqarorligini oshirish maqsadida aniqlangan xatoliklar bartaraf etildi. • Foydalanuvchi interfeysi optimallashtirildi: ilova yanada tez va qulay ishlaydi. Karmon'ni tanlaganingiz uchun tashakkur! Taklif va fikrlaringizni ilova orqali yuborishingiz mumkin.

App privacy

The developer, KARMON AI, MCHJ, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info, Other Financial Info
  • Contact Info: Email Address, Name, Phone Number
  • User Content: Photos or Videos

Used for: App Functionality

Alternatives to Karmon AI

Looking for apps like Karmon AI? Here are 6 similar apps on the App Store. The highest rated is pDaftar: Qarz daftari, nasiya (5.0/5), and all 6 are free to download.

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