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  • Optivault - AI Finance Advisor screenshot 1
  • Optivault - AI Finance Advisor screenshot 2
  • Optivault - AI Finance Advisor screenshot 3
  • Optivault - AI Finance Advisor screenshot 4

About Optivault - AI Finance Advisor

OPTIVAULT — AI PERSONAL FINANCIAL ADVISOR & SMART BUDGETING APP Take control of your money with Optivault, the powerful AI personal financial advisor and all-in-one budgeting app built to help you track expenses, plan budgets, grow savings, and build wealth effortlessly. Whether you need a smarter budget planner, a real-time expense tracker, or an intelligent money manager, Optivault brings everything together in one secure finance app. AI PERSONAL FINANCIAL ADVISOR Your money, guided by AI. • Conversational AI assistant answers your finance questions 24/7 • Personalized budgeting and saving tips based on your habits • Smart insights to improve cash flow and reduce overspending • AI recommendations adapt as your goals and spending change • A true AI financial advisor in your pocket SMART BUDGETING & BUDGET PLANNER Build a budget that actually works. • AI creates your custom budget in minutes • Flexible categories for full control • Budget tracker with real-time progress bars • Alerts before you overspend • Set and track saving goals easily A simple yet powerful budgeting app and budget planner for beginners and experts. EXPENSE & MONEY TRACKER Track every dollar automatically. • Secure bank and card sync with live updates • Automatic transaction categorization • Expense tracker shows where your money goes • Spending charts reveal patterns and subscriptions • Smart alerts for big purchases and recurring bills Use Optivault as your daily expense tracker, spending tracker, and money tracker. INVESTMENT & NET WORTH TRACKER Grow and manage your wealth. • Track stocks, ETFs, crypto, and retirement accounts • Unified investment tracker dashboard • Net worth tracking over time • Market trends and price alerts • Long-term financial planning tools Your complete investment app and wealth manager. SECURE & PRIVATE BY DESIGN Your data is always protected. • Bank-level 256-bit encryption • Read-only access to your accounts • Face ID, Touch ID, and PIN protection • Your data is never sold A finance app you can trust. WHY OPTIVAULT? • All-in-one budgeting app, expense tracker, and AI financial advisor • Fast setup with no manual imports • Smart automation saves time • Built for US banks with Plaid integration • Perfect for stress-free money management Optivault is the smarter way to manage money. Download Optivault today and start your free 7-day trial. Master your money with AI. SUBSCRIPTION & FREE TRIAL Optivault offers a 7-day free trial. After the trial, a Premium subscription is required to access all features. Payment is charged to your Apple ID and renews automatically unless canceled at least 24 hours before the end of the period. You can manage or cancel your subscription in Settings > Apple ID > Subscriptions. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & reviews

3.9

15 ratings

5 ★ 73% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 27%

What’s new

Version 1.1.3 · Updated April 22, 2026

-Fix crashes -Fix bugs

App privacy

The developer, Douaa Eljebari, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name

Used for: App Functionality

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