FLEX - Instant Payments
Koinage LLC Finance iPhoneiPadiPod touch
FLEX - Instant Payments is a free Finance app for iPhone and iPad by Koinage LLC. Rated 4.7/5 from 11 ratings. Requires iOS 15.6. Updated September 3, 2026.
- Rating
- 4.7
- 11 ratings
- Price
- Free
- on the App Store
- Size
- 151 MB
- Age 4+
- Updated
- Sep 3
- 2026 · v5.0.38
Screenshots
About FLEX - Instant Payments
FLEX Move Money. Move Freely. FLEX is the fast and secure way to send and receive money in Nigeria. You can pay anyone, anytime, without account numbers or extra fees. Send and Receive Instantly Transfer to anyone using a PayTag. Send or receive in seconds and track every transaction in real time. Pay Merchants Easily Scan a merchant QR code or pay directly inside the app. Request Money Fast Use FLEXme to ask for money and get paid faster. Add a note so people know what it’s for. Keep your payment history organized and accessible. Verify and Upgrade Your FLEX Tier Verification unlocks higher spending limits and full access to FLEX features. Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. Each tier gives you more room to transact confidently and securely. Stay Secure and In Control Built with top-tier security for every payment. Instant alerts keep you updated as money moves. One app for all your transfers, rewards, and everyday spending. FLEX combines speed, trust, and simplicity in one app. *FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners. Contact FLEX Support in-app, via email at: [email protected]
Ratings & reviews
4.7
11 ratings
What’s new
Version 5.0.38 · Updated September 3, 2026
What’s New Better Merchant Search- Find merchants more easily with improved search results, correct merchant logos, and smoother payments to merchants you haven’t saved before. Clearer payments- We’ve simplified the Pay a Merchant experience and fixed an issue that could show an incorrect transaction amount before payment. Improved wallet experience- Your FLEX wallet balance now refreshes correctly after funding, and we’ve fixed issues affecting account statement delivery. Account and security improvements- Password requirements are now consistent across sign-up and password reset. We’ve also fixed duplicate biometric prompts and made updating your email simpler. General improvements- We’ve corrected verification messages, improved consistency across the FLEX interface, and made several fixes to keep payments and account management running smoothly. Love using FLEX? Rate us on the App Store and let us know what you think. Need help? Tap Support in-app or email [email protected]
App privacy
The developer, Koinage LLC, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Diagnostics: Other Diagnostic Data
Used for: Analytics, App Functionality
Alternatives to FLEX - Instant Payments
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| App | Rating | Price | Last updated |
|---|---|---|---|
| FLEX - Instant Payments | 4.7 / 5 (11 ratings) | Free | September 3, 2026 |
| Addosser MfBank | 3.4 / 5 (5) | Free | Jul 31, 2024 |
| 3kle: Banking, Loans, Payments | – | Free | Sep 21, 2026 |
| Upesa | 4.3 / 5 (7) | Free | Sep 11, 2026 |
| Mulligan Finance | 3.0 / 5 (2) | Free | Aug 3, 2026 |
| LendFlow | 2.3 / 5 (3) | Free | Jul 16, 2026 |
| KongaPay | 4.4 / 5 (150) | Free | Sep 27, 2026 |