Personal Cashflow

About Personal Cashflow

Track loans and credit cards, and see when they're paid off. Loans & Cards Add a loan or card from the Dashboard. Link the bill that pays it, and each time you process that bill the balance goes down by itself. Open one to see every payment coming up, through the one that pays it off. A long list? Search it, or show just cards or just loans. Pay bills with a card Choose a card under Paid with on any bill. Processing it adds to the card instead of your account, and your Cashflow only moves when you pay the card. If a card's bills outrun its payment, the app tells you it will never be paid off. Not sure what to pay? A card's Edit screen estimates the card company's minimum and shows when your payoff plan, and the payment on its own, pay it off. Match your statement Interest is estimated. Type in your statement balance once a month and the app resets to it, showing how close the estimate was. Payoff plan Compare Snowball, Avalanche and more side by side, add an extra amount each month, and check that your account can afford it. Before you apply it to your bills, the app checks every account the payments come out of, all the way to your payoff date. Applied, the plan shows up in your Cashflow; undo it any time. Edit from Cashflow, and quicker typing Press and hold anything on the Cashflow tab to edit it right there and watch the balance change. Processed something by mistake? Swipe it in Transactions and tap Undo: the money goes back and the bill returns to Bills on its due date. When you add or edit a transaction, the arrows above the keyboard move between the fields, and the check mark puts the keyboard away. The Calendar's top bar is fixed in dark mode. The + in the tab bar, and tabs you choose On iPhone the + now sits in the middle of the tab bar, right under your thumb, with Loans as a tab. Pick the four tabs around it with ⋯ → Customize Tab Bar; Transactions and anything else you leave out are in the ⋯ menu.

App privacy

The developer, Villareal Software LLC, reported these privacy practices to Apple.