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Screenshots

  • Milkii screenshot 1
  • Milkii screenshot 2
  • Milkii screenshot 3
  • Milkii screenshot 4

About Milkii

Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.

What’s new

Version 79 · Updated December 21, 2025

To enhance performance

App privacy

The developer, OROMIA INTERNATIONAL BANK, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Phone Number

Used for: App Functionality

Alternatives to Milkii

Looking for apps like Milkii? Here are 6 similar apps on the App Store. The highest rated is Virtual Equb (5.0/5), and all 6 are free to download.

Milkii vs. alternatives
App Rating Price Last updated
Milkii 4.8 / 5 (4 ratings) Free December 21, 2025
Kacha Customer 4.6 / 5 (9) Free Feb 27, 2026
Coop-App 2.9 / 5 (31) Free Jul 27, 2025
Digital Equb 4.7 / 5 (49) Free Jul 31, 2026
Bunna Bank Abol Mobile Banking 3.9 / 5 (20) Free Jul 7, 2026
DubeAle 3.4 / 5 (18) Free Nov 4, 2024
Virtual Equb 5.0 / 5 (3) Free Sep 9, 2026