Skwad: Privacy-First Budgeting

Understand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts. Skwad doesn't require your bank login, so there's no need to re-link accounts. Skwad's approach is faster because your bank sends alerts immediately, and we process them instantly. Other apps typically refresh only after you login, or on a schedule, which can be hours or days after your purchase. "I love the idea of using transaction alert emails to solve the open-banking problem." -Jon M. (CA) Features: Reliable connectivity - Sync directly from the source, not intermediaries - No more broken reconnections - No more reconnection with passwords & 2FA codes - No delayed transactions Take control of your spending - Multiple budgeting options - Visualize your cashflow & categories - Compare spending to previous periods - Export your data for offline analysis Understand your finances - Auto-import transactions from bank alerts - Optional bank linking if you need it - Extract from receipts or bank statements - Import from Csv, Excel, or Quicken Customize your expenses - Fully customizable categories - Recategorize, split, or hide transactions - Breakdown transactions into line items - Enhance transactions with receipt data Never miss a payment again - Get alerts for upcoming bills - Loan payment reminders - Sync bills to your calendar - Wave goodbye to late fees - Instant double charge alerts Multiplayer mode - Invite one or more companions - Share your accounts and transactions - Eliminate debt together - Your first companion is free "I love what you all are doing. As a security-conscious technologist, I thought I was going crazy watching all these big financial services and institutions give up on their in-house integrations. Giving your raw bank credentials to anybody is just...not OK." -Chuck (US) "I always avoided using budgeting apps because you had to link your bank account to the app using third party websites such as plaid. I was always concerned about giving away my banking login info to strangers. Thank you for coming up with a budgeting app that respects privacy!" -Skye C. (US) Experience the most reliable bank connection for yourself. Try Skwad for free for 14 days DIY Plan: $49 USD / year LINK Plan: $65 USD / year Terms of Use: https://skwad.app/terms Privacy Policy: https://skwad.app/privacy