PennyBudget - AI Expense App
Shane Miller Finance iPhoneiPadiPod touch
PennyBudget - AI Expense App is a free Finance app for iPhone and iPad by Shane Miller. Requires iOS 18.0. Updated May 28, 2025.
- Price
- Free
- on the App Store
- Size
- 46 MB
- Age 4+
- Updated
- May 28
- 2025 · v1.2.8
Screenshots
About PennyBudget - AI Expense App
Take control of your spending with PennyBudget – your AI-powered expense tracker and budgeting assistant. Whether you’re managing daily expenses, planning ahead, or trying to stay within budget, PennyBudget makes it easy. Just type or speak your expense, and the app takes care of the rest. Key Features • AI Assistant for Expenses Log expenses naturally by typing or speaking. For example: “I spent $45 on groceries yesterday.” • Automatic Budget Tracking Understand your monthly spending with simple summaries and categorized charts. • Recurring Expense Detection Penny identifies subscriptions and regular bills so you never miss a payment. • Smart Monthly Insights See spending trends, uncover habits, and get helpful suggestions. • No Bank Linking Required Start tracking in seconds without connecting financial accounts. Simple, Fast, and Powerful PennyBudget is built for users who want accurate expense tracking without the complexity. With AI-powered input and intuitive visuals, it’s the smarter way to manage your money. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.2.8 · Updated May 28, 2025
We’ve upgraded PennyBudget with powerful new AI-driven insights. • New: Smart Expense Analysis Unlock advanced AI tools to analyze your spending history for: • Missing recurring expenses • Unusual or unexpected spending patterns • Spending anomalies across categories • Improved performance and reliability under the hood Update now and let Penny do the heavy lifting—so you can focus on smarter money habits.
App privacy
The developer, Shane Miller, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Contact Info: Name
- Financial Info: Other Financial Info
Used for: Analytics, Product Personalization, App Functionality
Alternatives to PennyBudget - AI Expense App
Looking for apps like PennyBudget - AI Expense App? Here are 6 similar apps on the App Store. The highest rated is AmbSave (5.0/5), and 5 of the 6 are free to download.
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SubsOwl - Subscription Tracker
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AmbSave
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| PennyBudget - AI Expense App | – | Free | May 28, 2025 | |
| Miono: Money & Life AI Agent | – | Free | Apr 22, 2026 | Compare |
| Quik: Budget App Money Manager | – | Free | Apr 3, 2025 | Compare |
| SubsOwl - Subscription Tracker | – | Free | Mar 4, 2026 | Compare |
| AmbSave | 5.0 / 5 (1) | Free | Mar 20, 2025 | Compare |
| SpendCircle | 5.0 / 5 (2) | Free | Oct 24, 2024 | Compare |
| Savings Goals Pro | 4.9 / 5 (21) | 4.99 USD | Jan 11, 2024 | Compare |