MtgCalc: Mortgage Calculator

Find your monthly payment, save loan scenarios, and see how principal and interest change as your balance falls. English interface. Calculations use U.S. dollars and fixed-rate loans with monthly payments, including a 0% rate. The app does not model extra principal, refinancing costs, adjustable rates, or country-specific lending rules. Taxes and insurance are the amounts you enter, not live estimates. Planning estimates are not loan offers; confirm terms with your lender. Contains advertising. Enter a loan amount, annual interest rate, and a 15-, 20-, 30-, or 40-year term. Add monthly taxes, insurance, and other costs to build your estimate. See total loan interest and principal-and-interest payments. Explore a balance chart and monthly or yearly amortization details. Save different scenarios and select one to examine its payoff schedule. A plain-language guide explains the numbers.