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  • Acorns Early: Kids Money App screenshot 1
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About Acorns Early: Kids Money App

Acorns Early (formerly GoHenry) is the smart money app and debit card for your kids that teaches them financial wellness and the value of money. Young people aged 6-18 can learn about earning, saving, and smart spending with features like automated allowance, task lists, and gamified educational quizzes and videos. Then they can practice their skills in the real world with their own debit card. All while parents watch and guide with flexible parental controls. ACORNS EARLY FEATURES: - AUTOMATED ALLOWANCE Automated weekly allowance teaches budgeting skills and that once their money is gone, it's gone. - SAVING & BUDGETING Make saving a habit with child-led savings goals that parents can lock and unlock. - IN-APP TASK LISTS Teach the power of earning by sending rewards for completed chores. - BITE-SIZED LESSONS Boost your child's financial literacy with in-app Money Missions. On average, kids add 30% more to their savings in the first month after completing one. - THEIR OWN PREPAID CARD Your child can practice their new skills in the real world with their own kids' debit card — and choose from 45+ designs. - TRAVEL ABROAD FEE-FREE One less thing to worry about on vacation with fee-free transactions overseas. - ATM WITHDRAWAL Heading somewhere that only takes cash? Your child can withdraw money at ATMs. ACORNS EARLY PARENT FEATURES: - QUICK AND EASY TRANSFERS Send money anytime with scheduled allowance and instant transfers. - INCENTIVIZE CHORES Set task lists and send rewards for completed chores. - SPENDING VISIBILITY Track your kid's money with real-time notifications straight to your phone. - FLEXIBLE CONTROLS Choose when, where, and how much your child spends — and change your preferences anytime in-app. - FOR THE WHOLE FAMILY Friends and family can send money straight to your child's card with Giftlinks and Relatives accounts. - GIVING MADE EASY Teach your child the value of helping others with optional charitable donations in-app. ACORNS EARLY TEEN EXTRA FEATURES: YOU`LL NEED A PARENT OR GUARDIAN TO SIGN YOU UP - THE ACCOUNT THAT GROWS WITH YOU Grow your independence with a smart debit card and 13+ account with features just for teens. - SPLIT THE BILL Request or send money with friends on Acorns Early at any time. - REQUEST MONEY, GET PAID Get paid in person with QR codes — even if that person doesn't use Acorns Early. - SAVINGS YOU CONTROL Set savings goals in-app for those must-have purchases. - READY FOR YOUR SIDE HUSTLE Get paid wages straight to your account with Direct Deposits (14+). - MAP YOUR SPENDING Stay on top of your spending habits by tracking your cash flow with spending maps. LET'S GET STARTED! 1. Sign up today 2. Download the app & learn instantly with Money Missions 3. Parents can set allowance, chores, and add money 4. Activate your card when it arrives in 5-7 days PRICING Lite ($8/mo) – Start your kids’ money journey with a smart money app and debit card (up to 4 kids) Gold ($12/mo) – All the expert tools to grow financial wellness – for you and your family 54k+ 5 star reviews worldwide (Trustpilot, App Stores). Acorns Early® cards are issued by (1) nbkc bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. or (2) Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Cardholder Terms and limits apply. Monthly charges apply until cancelled – see Acorns.com/early for details. An Acorns Gold subscription includes investment products accessible only through the separate Acorns app. Investment services are provided by Acorns Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided by Acorns Securities, LLC, an SEC registered Broker Dealer, Member FINRA, SIPC. For more information visit Acorns.com. Additional T&Cs apply. Investments are not FDIC-insured, are not a deposit, and may lose value. https://www.acorns.com/early/cardholder-terms/ Acorns Early Address: 5300 California Avenue, Irvine, CA 92617 USA

Ratings & reviews

4.6

10.4K ratings

5 ★ 84% 4 ★ 8% 3 ★ 3% 2 ★ 1% 1 ★ 5%

What’s new

Version 9.11.0 · Updated October 14, 2026

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

App privacy

The developer, Acorns Grow Incorporated, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Financial Info: Payment Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Contacts: Contacts
  • Diagnostics: Crash Data

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Acorns Early: Kids Money App

Looking for apps like Acorns Early: Kids Money App? Here are 6 similar apps on the App Store. The highest rated is Kovo - Fast Credit Builder (4.9/5), and all 6 are free to download.

Acorns Early: Kids Money App vs. alternatives
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Acorns Early: Kids Money App 4.6 / 5 (10,477 ratings) Free October 14, 2026
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